You shouldn’t read this post if you can answer yes to the following question. If your work stopped paying you tomorrow would you still go into work? Now be honest. If answered, no, then you are a likely candidate for early retirement. As far as I’m concerned that is all I need to know.
There could be other reasons, such as wanting more time with your family, starting a business or even an artistic career, but really what every is looking for is freedom. The ability do want you want when you want without having to worry about getting a pay cheque. To me this is the true meaning of early retirement or financial independence.
I dislike the common wisdom that we need to work until we are 65. Why would I want to waste even a single extra second on something as meaningless to my personal happiness as work? 55 sounds a bit better, but let’s face it. We really want to stop working as soon as possible. So this is what led me to dream about stopping work at 45.
Will it be hard to retire early? Yes, it will take some planning and effort to pull it off, but let’s face it spending an extra 20 years at a job you dislike could be a hell of a lot worse for your physical and not to mention mental health. In that sense, your family and not to mention the health care system will love you if you retire early. You will likely experience some interesting symptoms once you achieve your goal of early retirement. Common symptoms include increased laughter, more energy, increased thoughtfulness and exponential increases to your overall happiness.
Thanks to everyone for coming along on this journey. I value each comment and criticism. Your stories bring more depth to each post and teach me things I didn’t even know anything about some days.