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Monday, January 23, 2017

Post List

Other People’s Fear
  • Overly Optimized Spending
  • Dec 2016 – Net Worth
  • What Do You Want?
  • The FI Irony
  • The Christmas Budget
  • Nov 2016 – Net Worth
  • The Art of Failure
  • Taking Money Out – The Breakdown
  • I’m FI
  • 10 Years of Blogging
  • Oct 2016 – Net Worth
  • Enduring
  • Asset Allocation Drift
  • Not Alone
  • Sept 2016 – Net Worth
  • Guest on a Podcast
  • Non-Linear Spending Models
  • Don’t Forget Your Towel
  • Hanging On
  • Aug 2016 – Net Worth
  • The Dark Fears
  • Reading Challenge – Update
  • Cherry Day
  • July 2016 – Net Worth
  • Over Saving and Fear
  • Canada Child Benefit – Update
  • What I’m Going to Do With All That Time
  • Educating Your Kids About Money
  • What Do You Tell The Kids?
  • Alternative Realities
  • June 2016 – Net Worth
  • How Compounding Really Works
  • March 2015 to May 2016 – Net Worth
  • The Retirement Investments
  • The Last $100K
  • Don’t Like Your Cell Bill, Then Buy Stock
  • In the Globe and Mail
  • It’s About Risk Management, Not Elimination
  • The Last Stroll
  • Books, Reviews and Reading Lists
  • When the Government Thinks Your Poor
  • Overly Happy
  • Read It All
  • Getting Everything You Want
  • The Broken Mind
  • The Time Paradox
  • Retirement Basics: Spending
  • Timmy Fell Down a Well
  • Extremes Make Poor Examples
  • The Plan for Getting Out
  • Tax, We Pay No Stinking Tax
  • Stop Blaming the Rich
  • The Waiting Game
  • Nothing is Ok
  • The Stock Market Yo-Yo
  • The Month Off Report
  • Too Independent?
  • What’s the Point?
  • Putting On a Garage Sale
  • Lack of Value
  • The Unknown Road
  • Down the Rabbit Hole: Writing New Book
  • The Frugal Computer Upgrade
  • Hell Can Freeze Over?!?
  • Musings on Power
  • A History of Labour – Part VII
  • Book Review: The Life Changing Magic of Tidying Up
  • The Tax Payoff
  • The Game Changer – Expanded TFSA
  • Find the Edge Between Too Much and Enough
  • Don’t Keep All Your Eggs in One Basket
  • Not Dead….Really
  • A History of Labour – Part VI
  • Dreading Taxes
  • 2015 TFSA Update
  • A History of Labour – Part V
  • Feb 2015 – Net Worth
  • A History of Labour – Part IV
  • Affordable Coffee from a K-Cup?
  • A History of Labour – Part III
  • What’s It For?
  • The Impulse Buy
  • A History of Labour – Part II
  • The Winter Blues
  • A History of Labour – Part I
  • The End of Worry
  • Hits You Like a Truck
  • Jan 2015 – Net Worth
  • Book Review: How to Be Free
  • Stop Flogging Yourself
  • Forget The Empty Inbox and To Do List
  • Saving Contributions 2014
  • Freedom 40 in 40 – Part VII
  • Freedom 40 in 40 – Part VI
  • Freedom 40 in 40 – Part V
  • Freedom 40 in 40 – Part IV
  • Freedom 40 in 40 – Part III
  • Freedom 40 in 40 – Part II
  • Freedom 40 in 40 – Part I
  • Dec 2014 – Investment Update
  • A Change in Venue (For Me)
  • In and Out
  • Merry Christmas
  • And Then a Funny Thing Happened
  • Early Retirement is Easy
  • Oh Right, I Also Get Gifts
  • The Little Things
  • Catch the Trade Winds?
  • Goodbye Paper Files
  • Nov 2014 – Investment Update
  • Oct 2014 – Investment Update
  • Lowering Holiday Stress Levels
  • Sept 2014 – Investment Update
  • Freedom…For a While
  • Affording Everything
  • Damage Control
  • How I Relax
  • Learning About Yourself
  • Not Something to Procrastinate Over
  • You Might Be Saving Too Much
  • The Passion Career
  • What to “Sacrifice”?
  • Novel Writing
  • It Doesn’t Take Much (Hopefully)
  • Balance: Myth and Reality
  • How Isn’t Investing the Same as Gambling?
  • Winter Activities
  • Now on Sale
  • Using the Information
  • Escape Everything
  • Ensuring Stability
  • What is Middle Class?
  • Keeping it Separate
  • Release the Cash
  • Breaking Habits
  • What They Need to Hear
  • Ready for Hibernation
  • Home Renos Vs Early Retirement
  • A Perspective From the Wilderness
  • Aug 2014 – Investment Update
  • Diving In
  • An Interview with Mint
  • Screw Resume Building
  • Long-term Insurance
  • All The Time In the World
  • Capital vs. Cash Flow
  • The Afforable Home Upgrades
  • That’s Not How it Works
  • I Hate Hard Work
  • Opting Out
  • July 2014 – Investment Update
  • Free at 40
  • Change in Savings Plan
  • 10% Less Pay, But $8 Less on My Paycheque
  • The Minimalists Book Tour
  • Combating Constant Second-Guessing
  • Black Swan Events
  • Back From Vacation
  • Vacation Plans (Thwarted)
  • Adding Capacity
  • Optimization
  • Saving Is Not Future Spending
  • A Change in Finances
  • June 2014 – Investment Update
  • Expensive Vices
  • Old is New Again: Buy It For Life
  • Just Easier
  • Good Bye Full Time Work
  • Risk Tolerance
  • A Leash for the Beast
  • Finding a New Normal
  • May 2014 – Investment Update
  • Solutions & Problems
  • “A $40 Steak, Please”
  • I Don’t Want to Be Rich
  • Sweat Equity
  • 36 Lessons on 36 Years
  • I Killed My Career
  • Bad at Being an Adult
  • The Real Secret of Happiness
  • A Saturday Stroll
  • I Won
  • April 2014 – Investment Update
  • Fortunate
  • RESP Or Getting Free Money
  • How Not To Spend Your Tax Refund
  • Going Small?
  • Financial Procrastination
  • Goodbye Jim
  • Standing Up, Again
  • Maxed Out
  • Constant Vigilence
  • March 2014 – Investment Update
  • I Guess I’ll Never Know
  • Adjusting to a Rising Net Worth
  • Currently Befuddled
  • RRSP Over Contribution
  • Some Compromises
  • Ebb and Flow
  • Contingency Plan
  • The Wonderful World of Tax
  • Living (Relatively) Stress Free
  • Feb 2014 – Investment Update
  • Book Review – Strategic Dividend Investor
  • The PF Score
  • Working From Home Experiment
  • Out of the Loop
  • Love Without Spending
  • Hibernating
  • Pushed Over A Cliff
  • Something To Look Forward To
  • Jan 2014 – Investment Update
  • The Carless Report
  • The Balance Point
  • “Poverty”?
  • Carless: An Adventure
  • Amassing a Fortune
  • My 2014 Target
  • The Upgrades
  • Distractions or Avoiding Squirrels
  • My Investment History
  • Getting Started
  • Transition Year
  • The Wallet Purge
  • “From Scratch”
  • Dec 2013 – Investment Update
  • The Opposite of Me
  • Tales from Boxing Day Shopping
  • Merry Christmas to All
  • 2013 Goal Update
  • It’s Just Boring
  • Dealing With Envy
  • Killing Holiday Stress
  • 15 Minutes a Day
  • A Real Gift for the Kids
  • When Opportunity Cost Goes out the Window
  • Nov 2013 – Investment Update
  • The Reduced Christmas
  • Doing it for “Something”
  • Seeing Both Sides
  • Selling the Dream
  • Dropping Out
  • Swing the Curve Up
  • A Saving Government?
  • Will there be anything to “get away” from?
  • Matching expenses to income
  • The Cappuccino Maker Repair
  • How is it Unreasonable?
  • My New Motto
  • An Extra Tooth
  • Oct 2013 – Investment Update
  • Eating Like a King
  • Compensating for Bias
  • Expanding the CPP Won’t Kill Jobs
  • Repressing the Urge to Run
  • Will I Miss It?
  • Beyond 10% Happiness
  • Giving Up What You Want
  • Just not worth it (to me)
  • Our Spending After Being Mortgage Free
  • Maybe I’m Just Overpaid?
  • Under the Hood of My TFSA
  • Success is Hard
  • How Will I Ever Know
  • Sept 2013 – Investment Update
  • Up and Out
  • Please Blow Some Money
  • Starting a Hobby Small
  • What is Rich?
  • Rock Deodorant
  • Motivation for Change
  • Money and Power
  • Since When Did I Become Rich?
  • Aug 2012 – Investment Update
  • Unending List of Activities
  • Paying for Pain
  • Retirement Savings Balancing Act
  • Raising funds for a good cause
  • Temptations
  • Vacation Property?
  • Experiences Don’t Get Cluttered
  • A Brief Affair with Minimalism
  • MY BS Detectors
  • Avoiding Saving Boredom
  • DVD Overkill
  • It Won’t Happen if I Don’t Start
  • Money as freedom
  • Sliding Back In
  • A Little Perspective
  • July 2013 – Investment Update
  • Permanent Life Insurance
  • Vacation – Final Report
  • Anti – Collecting Premium
  • Volatility and Arbitrage
  • The Vacation Report – Day 26
  • “Good Enough” Attitude
  • You Can Take it With You Anywhere
  • MeetUp in Ottawa
  • Sell Out
  • Work Options After Financial Independence
  • The Helpful Flaw in My Retirement Calculations
  • Most University Degrees are Overrated
  • Always a Rush
  • Insurance
  • Up a Creek
  • You Are NOT Rational
  • Another Reason to Exit Early?
  • June 2013 – Investment Update
  • Gone Fishing…Or On Vacation
  • Goodbye Money Worries
  • A View from the Other Side*
  • Disaster Strikes
  • The Raise
  • You Will NEVER Eat Cat Food In Retirement
  • 22 Years in the Making
  • “I would work alone”
  • Management Vs Leadership
  • There is No Sacrifice for Early Retirement
  • Solo Mission?
  • Financial Success
  • Retire Today
  • Know Thyself
  • Investing In Beer
  • Self-control comes in waves
  • Investment Update – May 2013
  • Thank Take Over Rumours
  • Using Home Equity
  • Traveling… at home
  • Buying Dreams
  • It’s All Replaceable
  • Die Normal, Die!
  • Give It Away, It Will Make You Happy
  • Wedding Season
  • Can Money Buy Good Grades?
  • You Did What With Your TFSA?
  • You Are Unique, Just Like Everyone Else
  • The Constant Saver
  • Can Money Buy Happiness?
  • Poor? Maybe it is Your Self Control
  • Investment Update – April 2013
  • Balancing my Consumerism
  • Spring Cleaning
  • The Cell Phone Update
  • Eyes Down, Nose to the Grindstone
  • Job Glamour
  • Hi Ho Silver, Trading Away
  • Prepping for Retirement
  • Want More Time, Then Give It Away?
  • Why I Fear Investing
  • What’s the Correct Way?
  • Finding Purpose in Retirement
  • The Tax I LOVE to Pay
  • A Room Of One’s Own – Part IV
  • Silence
  • Happy April Fool’s Day
  • Investment Update – March 2013
  • How Not to Be Noah
  • Five Years In
  • The Story of Money
  • A Room Of One’s Own – Part III
  • All or Nothing?
  • Death and Taxes
  • Spending Cash Review of 2012
  • A Room Of One’s Own – Part II
  • Good Use of Time?
  • Budgeting and Critical Thinking
  • A Room Of One’s Own – Part I
  • Is it Luck with a Stacked Deck?
  • Up the Ladder?
  • Designing a Plan
  • Investment Update – Feb 2013
  • The FI Cake – Or How to Make Interim Goals
  • Countdown
  • What are Weekends for?
  • Crawling Out of the Black Pit
  • Tax Software Contest Winners
  • Spending Challenge – Finale
  • Work Options
  • Stock Tips
  • The Internet Retirement Police
  • The Shift
  • Tax Software Contest
  • Marginal “Return” on Purchases
  • Just as busy as ever
  • Would You Tell Your Kids Your Net Worth?
  • Most People Just Don’t Know
  • Spending Challenge – Update #2
  • The Future
  • Value for Money
  • Investment Update – Jan 2013
  • Wine from…Frozen Juice?!?
  • I’ll Wait…For Now
  • Buying Time
  • Hell Froze Over…Just for a Minute
  • It’s the Ham That Never Ends
  • No Plan B?
  • Satisfying Wants
  • Can’t Save? Stop Blaming the World
  • Spending Challenge – Update
  • Life Hacks
  • Taking Stock of your Spending
  • Planning Your ‘Free’ Time
  • “All In”
  • Advice for Beginners
  • The Doorway to Everywhere
  • Starting 2013 on a Diet
  • A Little Plan is Better Than No Plan
  • Net Worth – Dec 2012
  • Every year, a little better
  • Happy Holidays
  • It’s the end of the world as we know it
  • Reorganized…again
  • Recognition at Work
  • A Busy Time of Year
  • The cost of being cool
  • State of Mind
  • To Gift, or Not To Gift?
  • A Christmas Miracle!
  • There’s no wrong way to spend
  • Avoiding the New Year Debt Hangover
  • Is Dental Insurance Worth it?
  • How to Get It All Done
  • The Curmudgeon
  • Good Habits More Important Than Goals
  • 2012 Retirement Calculations – Part V
  • 2012 Retirement Calculations – Part IV
  • 2012 Retirement Calculations – Part III
  • 2012 Retirement Calculations – Part II
  • 2012 Retirement Calculations – Part I
  • Not Much to See Here
  • It Could Be Worse
  • Oversimplification
  • A Ruckus
  • Investing with Training Wheels
  • The Train Hit
  • I Spent $58K in Six Months
  • About Those Little Things
  • Fits and Starts
  • Stuff lust
  • The Fallout
  • Feeling Poor, Feeling Rich
  • Buying a “Waffle Maker”
  • Generic advice
  • Net Worth – Oct 2012
  • Mortgage Free at 34
  • Cutting Back to 100 Things?
  • How much should I earn?
  • Down, Then Up
  • Cheaper Living?
  • The Power of ‘No’
  • Same Wagon, Different Seat
  • Difficulty in Sticking With a Plan
  • Going Against the Grain
  • So How Do You Get An Annuity Quote?
  • Your Retirement Identity
  • Learning in Retirement
  • Adventures in Car Selling
  • Admitting Weakness Can Make You Stronger
  • Why Not Get Out Now?
  • Thinking of my Net Worth
  • Are Debt Payments Too Low?
  • Too Much Faith?
  • Encouraging my kids to save
  • Leaving On A Jet Plane
  • There Goes The Wagon I Fell Off – Request For Help Please
  • Do You Have a Number?
  • Opportunity Knocked
  • The Cure for Pension Envy
  • Finding Time
  • Start From Where You Are
  • My Head Wants to Blow Up
  • Big or Small Picture?
  • Back to School spending
  • Net Worth – Aug 2012
  • Tell Me Why Again
  • My Daughter Thanked Me!
  • Arbitrage
  • Money cycles
  • The Wonder of Marginal Utility
  • Detachment
  • Tenting in Retirement
  • So Why Are PF Bloggers Broke?
  • Too Much Choice?
  • Cash Is So Much Simpler
  • A 15 Year Transition
  • Lifestyle Inflation
  • The Shiny and New Theory
  • Getting Past Frugal Enough
  • Another Step Down the Road
  • Goal Setting and Progress
  • The Break
  • Do I want to go into debt for this?
  • Sacrifice?
  • What would you do with yourself?
  • A Moment in Time
  • Review: New Escapologist Magazine
  • N = 1 Experimentation
  • Mint Canada Review or How to Enable a Tracking Habit
  • Book Review: The End of Growth
  • So It Goes
  • It’s Middle Ground
  • Tuition
  • I’ll Pass On That
  • Your House: Investment or Money Pit?
  • How I’m Able to Do It
  • Winning with Insurance
  • What Happens When You Aren’t in Control Anymore?
  • Net Worth – June 2012
  • Finding My Style
  • “Living the Dream”
  • Goodbye Moneysense
  • Keep Working?
  • Meditation
  • Take Back Your Time
  • Like an Onion, or a Parfait?
  • Combining Finances….10 Years in
  • What NOT to do
  • Knowing Your Limits and When to Break Them
  • It Starts Innocently Enough…
  • A Different Kind of Insurance
  • Stock Market Simulation
  • The Vanishing Posts
  • The Way it Was, and How it Changed
  • Dreaming Small
  • Inevitable Mistakes
  • He Did It First
  • FI=FU?
  • It’s Always the Right Time
  • Book Review: The Contrarian Investor’s 13
  • The Money Still has to be Spent
  • The Fundamentals of Investing – Part II
  • You Have to Start Somewhere
  • Feedback
  • Getting Older and Hopefully Slightly Wiser
  • The Guilty Shoes
  • How Does this Make Sense?
  • Earnings results conference calls
  • Work: More or Less
  • The Fundamentals of Investing – Part I
  • Another One Down
  • Right Where I Want It
  • A Motivating Goal
  • How to Have a HUGE Saving Rate
  • Net Worth – April 2012
  • If Not This, Then What?
  • Paid a Pittance
  • Early Retirement is NEVER Easy
  • The Hurt and The Lies
  • A Question of Ethics
  • First steps to find stock investment ideas
  • You Do Not Equal Me
  • Seize the Day
  • A Meeting of the Board
  • The Time Value of Money
  • End of Pile Sale – Free at 45
  • Are Frugal People More Easy-Going?
  • Time > Money
  • Teaching in School
  • The Inverse Law of Control
  • How far do you take a Hobby?
  • Money is Just Numbers
  • OAS Change is No Big Deal
  • Discovering The Root of my Flawed Thinking
  • Too Much Work?
  • Two Birds, One Stone
  • Life Never Follows the Plan
  • Off to CPFC12 This Fall To Talk Business
  • I Drank The Quicken Kool Aid
  • Making Up My Own Mind
  • Kids in the Community
  • The 30 Second Retirement Guide
  • I Like Owing at Tax Time
  • Outsourcing
  • On My Own Schedule
  • HELOC – Great or Evil?
  • Pantry Raid!!
  • This Is Why I Do It
  • There Will be Light Showers
  • Different Minds
  • Net Worth – Feb 2012
  • I’m Still Here
  • The Importance of a Drop Dead Date
  • Optimism is a choice
  • Some Minor Name Changes
  • Is Netflix Canada Worth it?
  • Almost the Same…
  • Are RRSP for the Rich and TFSA for the Poor?
  • Canadian Dream: Coming to Your TV
  • Book Review: Pension Ponzi
  • Buying Time
  • Unsustainable debt
  • What Do You Want to Be Today?
  • Making My Retirement Less of a Gamble
  • Feeling Needed
  • My New Habit is Measured in Grams
  • Old Age Security Reform is Needed
  • Building a Core
  • Transitioning to Retirement
  • Oh Crap, I Forgot What!
  • I’ll Take the Cash, Please
  • Big Decision For 2012
  • There is no such Thing as a Constant Withdrawal Rate
  • Risky?
  • Constant Spending and Variable Retirement Age
  • Defined Benefit Pensions On The Chop Block?
  • Time for Practice
  • Controlling Spending and Saving
  • Book Review: Enough
  • The War on Stuff: Final Report
  • The Best Time of Year
  • New Year’s Resolutions
  • Net Worth – Dec 2011
  • Book Review: The Wealth Cure
  • Sometimes, Ignorance is Bliss
  • Reading List
  • Seeing my Family at their Best
  • Book Review: The Wealthy Barber Returns
  • Blog Bash Winners
  • I Could Get Used to This
  • Transition to Retirement
  • You Can Have Anything
  • 2011 Goals Final Report
  • Gadget Junky
  • Checking my Stocks, Checking the Market
  • Unretirement
  • November 2011 Tracking Results
  • Do you Think I’m Nuts?
  • Work Interferes with Lifestyle
  • Give Me Almost Nothing
  • Less Room for Error
  • Fantasy Stock Investing
  • Me vs West Edmonton Mall
  • Changing Habits is like Pulling Weeds
  • Still Not Interested
  • From the Files of the Wealthy
  • Why it is Hard to Save for Retirement
  • Keeping Reality Checks In Perspective
  • A Little Bit at a Time
  • I Work, Therefore I Am
  • Maximum Happiness Is Not a Goal
  • The 5 Year Blog Bash
  • Patience = Savings
  • Who Can You Trust?
  • Wander Reading – Nov 4, 2011
  • How to Win When You Lose
  • Tracking Every Damn Cent
  • Keep it Simple
  • Limited Partnerships
  • Net Worth – Oct 2011
  • The War on Stuff – Battle #2 – Books & Boots
  • Any Recommendations?
  • A Shock to the System
  • “I’m not going to let money ruin my life”
  • Seven Post Links
  • What the ‘Occupy’ Protesters Want
  • Working the Second Job
  • A Choice
  • If I Were Rich…
  • Can You? Dealing with Doubt
  • What is the 10% Worth?
  • Money as Freedom
  • Being You
  • The War on Stuff – Battle #1 DVDs
  • Finding Fun
  • Tunnel Vision
  • Missing Post
  • Irrational Choices
  • Cleaning up my mess, all at once
  • Real Life Gaming
  • The War on Stuff
  • Staying The Course
  • Parting Ways
  • What is Money Worth?
  • Stop Bitching & Save Already
  • A Housing Compromise?
  • The Blank Business Card
  • Carnival of Personal Finance #326
  • Wander Reading – Sept 9, 2011
  • Book Review: The Cheapskate Next Door
  • Birthday Conundrum
  • A Different Mindset
  • One Improvement at a Time
  • Retirement Calculations 2011 – Part IV
  • Retirement Calculations 2011 – Part III
  • Taking Responsibility
  • 2011 Retirement Cals – Part II
  • 2011 Retirement Calcs – Part I
  • Net Worth – Aug 2011
  • Spending to Save
  • Spending Cash
  • Back to School
  • The Six Figure Income Myth
  • Introducing Sheryl
  • A Money-Saving Skill
  • Tradeoffs
  • Wander Reading – Aug 19, 2011
  • Book Review: The Art of Non-Conformity
  • Leaving Money on The Table
  • Why Bother to Cheat on Your Taxes?
  • Is there such a thing as good debt?
  • The Sky Isn’t Falling…Yet
  • Always the Pessimist
  • Financial Servitude
  • Where to Go From Here?
  • The Boston Baked Bean Lessons
  • Update on my Roommate
  • Impossible, or Just a Challenge?
  • The Meetup Results
  • The Sales Pitch
  • Choosing Meaningful Work
  • Loving The Job
  • Good Enough For Me
  • First Canadian Dream Meetup
  • Vacation
  • That Damn ‘R’ Word
  • But Really, What Can I Do?
  • I’m Retired Now
  • Saving Money on Vacation
  • Book Review: Spousonomics
  • It Would be Easy to Quit
  • Minimum Living
  • Net Worth – June 2011
  • The Desire for Vacation Property
  • Booked Solid Again
  • Vehicle Tradeoffs
  • Finding You and What You Want
  • 8 Years of Work
  • Sometimes, I make mistakes
  • Wander Reading #39
  • How to Kill the File Beast
  • Being the Bad Cop
  • Did I Save Too Much?
  • Why I Quit My Day Job
  • Small Town Living
  • Am I There Yet?
  • How is it Possible to Retire so Early?
  • How Do You Keep Your Eye on the Prize?
  • Finding Yourself Is a Good Investment
  • The Cost of My Marriage
  • Unexpected Dentistry
  • The 20 Month Dash
  • What I’m up to Financially Right Now
  • It Matters Where You Live
  • Long Weekend? Really?!
  • Smart Landscaping
  • Why Not Save For Your Child’s Retirement?
  • Addicted to Income Part II
  • The First Meet Up
  • When to Pay More
  • F*&% This
  • Playing the Odds
  • Wander Reading #38
  • Enjoying It
  • Unconventional Journey towards Unconventional Retirement
  • Life After Debt
  • The List
  • Motivating Myself
  • Net Worth – April 2011
  • Getting Past ‘I Can’t’
  • A Budget Is Not The Answer
  • Don’t Go on Vacation
  • Happy Easter
  • Beyond the Plan
  • I’ve Never Been Poor
  • Not a Real Estate Investor….
  • Mentality of Scarcity or Plenty
  • Endangered Species: Defined Benefit Pensions
  • The Habit of Not Spending
  • How to get in Shape Without Spending a Fortune
  • Early Retirement with Kids
  • Celebrate Your Success
  • Bridging the Divide
  • The $100 Lamp
  • How to save 20% on your grocery bill (That doesn’t involve clipping coupons)
  • How to Retire
  • Wander Reading #37
  • The Money Saving Skill Set
  • Passive Income Myth
  • I Just Don’t Fit In…
  • Talking About Early Retirement
  • Wander Reading #36
  • Book Review: The Moneyless Man
  • The Budget that Never Was
  • Calculating and Recalculating
  • Free at 45
  • Wander Reading #35
  • How Do I Get My Spouse Interested in Early Retirement?
  • Going against Convention
  • Exchanging Time for Money
  • Wander Reading #34
  • We Don’t Want Everything
  • My Savings are All Gone!
  • Addicted to Income
  • Wander Reading #33
  • Retired at 40: A Story of Early Retirement
  • Net Worth – Feb 2011
  • More Learning
  • Spending Comparison
  • $2000 Tax Bill = Happiness?
  • Living Below Your Means: A Step toward Early Retirement
  • Too Close to Dorm Life?
  • Spending Too Much Money
  • Wander Reading #32
  • Clueless on Investing? Then Don’t Use Stocks
  • How Do You Max Your RRSP?
  • Gambling Win!
  • Having Too Much Money
  • Money as a Subsitute for Power
  • I Slept In
  • The Stages of Personal Finance
  • My Goal is Early Retirement But I’m Not Saving for It….
  • Robert’s Real Life Update
  • The Book Update
  • An Investment Puzzle
  • Book Review: Crush It!
  • Boring Personal Finance
  • Fund Flows
  • Your Small Business Doesn’t Have to Be About Money
  • Cook Until Crispy
  • What Would Change my “Exit” Plans?
  • Three Scarce Resources
  • The RRSP Debate
  • The Generation of Not Saving for Retirement
  • 30+ Year Mortgages and Undoing the Past
  • I Could Buy That….If I Wanted To
  • Money Can’t Buy Happiness
  • Pensions: Good, Bad and Ugly
  • The $20 Kid Birthday Party
  • An Odd Lesson From Swimwear
  • Knowing When to Get Out
  • The Missing Piece in Retirement Planning
  • Tracking Investing
  • The Shift Back to Reality
  • Frugal to Down to My Bones
  • We Just Haven’t Needed It Yet
  • Pension Reform Ideas
  • New Year Purge
  • Money Confession
  • Net Worth – Dec 2010
  • Why Does it Matter?
  • CPP Isn’t a Good Deal
  • Merry Christmas to You
  • The Last Minute Party
  • Pension Reform is a Bad Joke
  • All I Want For Christmas……
  • Having a Clear Purpose Improves Results
  • Life Version 2.0
  • Staying on that Holiday Budget
  • Feeling Lucky (In a way)
  • Money as a Seed Resource
  • Between Hope and Fear
  • Investing for the End of the World
  • Book Review: Financial Planning
  • A Baseline
  • Money as a Non-renewable Resource
  • My Success Story – Part II
  • Holiday Shopping: Mission Impossible
  • The Book Update
  • Does it Still Count as a Vacation When You’re Retired?
  • Money as a Renewable Resource
  • Wander Reading #31
  • The Other Side: Earning More
  • Contest II Winners
  • Leaving a Trail
  • Why Don’t We?
  • There Was No Post Today Because…
  • The Underlining Assumption
  • Book Review: Early Retirement Extreme
  • Starting Out on the Right Foot
  • Where Does Your Time and Money Go?
  • 2011 Goals
  • Remember
  • Book Review: The RESP Book
  • So Much Insurance!
  • Not Waiting to be Rich
  • Contest – Part II
  • Four Years of Numbers
  • Would it be Worth My Time?
  • I Have a Goal
  • Net Worth – Oct 2010
  • Thinking…
  • Demand More and Spend Less
  • What if my Spouse Wasn’t on Board?
  • Finding a Market Price
  • Contest Part I Winners
  • Contest – Part I – See Richard Branson and Peter Aceto Live
  • 1000 Posts
  • Telling Yourself the Truth: You are…
  • Facing Fears
  • Welcome Toronto Star and Moneyville Readers
  • Driving as a Metaphor for Investing
  • How to Have a Better Weekend
  • Why You Failed at a Budget
  • The Hole in the Plan
  • The $500 Computer Game
  • Why Vote?
  • Wander Reading #30
  • Drinking and Investing
  • The Third Job or How I Spent My Summer Vacation
  • Almost Finished!!
  • Keeping up with the Joneses
  • Early Retirement Made Easy
  • A 50 Percent Raise
  • New Attitude Not Required
  • When do you let it go?
  • Real Estate “Investment”
  • Wander Reading #29
  • Is it Worth It?
  • Murder and Work
  • A Change in Car Plans
  • Safe Retirement Income
  • Do You Like Money?
  • Why Would a Teacher Want to Retire Early?
  • Two Jobs and Your Tax Bill
  • A Flaw in Logic
  • Everyone Has Money Troubles
  • Wander Reading #28
  • Geek Toy Update
  • Poor Planning Gone Mad
  • Parents and Retirement Planning
  • Me, Conservative?
  • Once upon a time…
  • New Frontier Rising: Self Publishing
  • Net Worth – Aug 2010
  • One Bad Weekend….No Big Deal
  • Two Retirement Mistakes to Avoid
  • Wander Reading #27
  • Back To School Spending
  • 50 and Broke? Early Retirement Planning Can Help
  • Straight From the Farm
  • Cash Management
  • How to Get Burned on an Investment and Not Care
  • Book Review: The Anti 9 to 5 Guide
  • Sticking to My Plan
  • Making the Commute Easier
  • Wander Reading #26
  • Finding Property Hot Spots
  • Blogging is Publishing
  • A Job vs. A Career
  • Book Review: Executricks
  • Out on a Limb
  • Appearently I’m a Job Hopper
  • The Price of Freedom
  • Swinging for the Fences
  • Save Money When Buying a Car
  • Wander Reading #25
  • Previous Lives: Blowing Things Up
  • Recharging Those Batteries
  • Function vs. Form
  • Own What You Know
  • Five Fun Afternoons on the Cheap
  • Retirement Envy
  • The $25 Challenge – Final Summary
  • Large Purchases and Retirement
  • Market volatility obscures true value
  • Vacation Season & Wander Reading
  • Setting up the Business Banking
  • Working Yourself Into Semi-Retirement
  • Like a Caveman
  • Making Hard Choices
  • The $25 Challenge – Update #2
  • Knowing When to Quit
  • Saving Should Not Feel Like a Diet
  • Friends and Money
  • We Crave Certainty
  • The $25 Challenge – Update #1
  • Happy Canada Day
  • Net Worth – June 2010
  • But why would I pay for that?
  • Buying Income
  • Flooding in Regina?!?
  • An Experiment in Eating on the Very Cheap
  • The Permanent Long Weekend
  • Consumerism and Diapers
  • An Alternative: Sustainable Spending
  • Turning Dreams to Reality
  • TFSA Over Contributions and Your Tax Bill
  • My Money Blind Spots
  • The Best Investment You Can Make?
  • Why Move to Hong Kong?
  • The Price of Judgement
  • Is Paying Off Debt Like Saving?
  • Where Everyone Knows Your Salary
  • A Look At The Canadian Dividend Tax System
  • How I am Able to Retire Early
  • Update on Reducing Work Hours
  • Upgrading Your Wine on the Cheap
  • I Bought an Ipod Touch
  • A Clean Slate
  • Why I Want to Retire Early
  • The Art of Being Everywhere
  • What to buy with $50?
  • Killing the Mortgage Demon
  • The Retiring Mind Winner
  • It’s a Start
  • When I Decided to Retire Early
  • New Writer and Wander Reading
  • Getting Older and Closer to Financial Independence
  • What is Semi-Retirement?
  • Playing the Stock Market
  • Book Review: The Retiring Mind
  • The Two Faces of Luck
  • Is Early Retirement Selfish?
  • Family “Vacation”?
  • Put Me to Bed, I’m Done
  • What Should You Pay For A House?
  • Site Issues
  • How to Fix Procrastination?
  • Net Worth – Apr 2010
  • Contest Winner – SuperCycles
  • Since When Did I Move to an Upscale Area?
  • Is Religion or Spirituality Required for Retirement?
  • What to Give a Little One?
  • You Need a Bit of Faith
  • Planning for Other People’s Stupidity
  • Book Review: Supercycles
  • Is a New Job worth it?
  • Green Spot: Embracing Your Inner Luddite
  • Owing Taxes?!?!
  • Bring on Higher Interest Rates, I’m Ready!
  • Could You Homestead?
  • Lifestyle Design – Part III
  • Lifestyle Design – Part II
  • Lifestyle Design – Part I
  • Do you have an Exit Plan?
  • What Matter Most: Important vs Urgent?
  • Crossing Over
  • An Energy Game Changer?
  • Creative Personal Finance
  • Early Retirement Pitfalls
  • Knife Wielding is Now in Fashion
  • Am I EVER Going to Retire?!?
  • Writers that Changed My Life
  • Is Personal Finance Suppose to Make You Old?
  • The Seduction of Power or Money
  • Interesting Implications of a High Free Cash Flow
  • A Year Already?
  • EI Forecast
  • QuickTax Draw Winners
  • Your Stock Price Doesn’t Matter
  • Goodbye Guilt
  • Hard Choices
  • I am a Ticked off Taxpayer
  • Reader’s Question #17 – Generational Housing Bubble
  • Quick Tax Give a Way Wander Reading
  • Budget Watch
  • Inside My Neurotic Head
  • Nothing To Stress About
  • How to Encourage Financial Literacy
  • Net Worth – Feb 2010
  • The Semi-Retired Calculations – Part III
  • The Semi-Retired Calculations – Part II
  • My “Banking” System
  • The Semi-Retired Calculations – Part I
  • Want to Really Save Money? Learn to Cook
  • Can the New Mortgage Rules Deflate a Housing Bubble?
  • Financial Envy
  • Breakdown in Time/Space
  • Right Sizing Your Career Ambition
  • Green Spot: Crazy Reusing for Kids
  • EI for the Self Employed
  • Brutal Honesty
  • My (Possibly) Expensive Back
  • Stuck in a Savings Groove
  • Making Sense Of the US Debt
  • What Are We?
  • My $50 Grocery Bill
  • Pre-Tax Warm Up
  • Book Review: Why Your World is About to Get a Whole Lot Smaller
  • The Allowance Game
  • Can You Retire Early Stuck in the Middle?
  • Why a Personal Finance is Important to Me
  • Deep Snow and Thoughts
  • Standing Up for Us
  • 2009 Goals Report
  • Another Early Retirement Story
  • Lifelong Learning
  • The Everything Problem
  • TFSA – Part III: Strategies
  • TFSA – Part II: Best Uses
  • TFSA – Part I: Misconceptions
  • My Spending Vices (And What I Do About Them)
  • Getting What You Want: An Ebook Reader Review
  • Green Spot: It’s Ok to Toss Some Things
  • Response to Reader Question #16
  • The First $100K of Investments
  • New Year’s Resolutions
  • Gift Cards Are Your Money
  • Net Worth – Dec 2009
  • Housing Bubbles and You
  • Major Expenses in 2009
  • Reader’s Questions #16 – Same Tax Brackets and RRSP’s
  • Merry Christmas
  • Working From Home As A Child Care Provider
  • Book Review: The Secret Language of Money
  • Me and my car
  • The Numbers Behind Not Needing My Day Job
  • Green Spot: CO2 Talks Will Fail
  • Forgotten Money
  • I Don’t Need My Day Job?!?
  • Slow Down A Little Bit This Holiday Season
  • Money Regret
  • How to Have a Functional Money Marriage
  • Labelling Money
  • 2010 Goal
  • Charity and Early Retirement – Does Giving Money Make Sense?
  • Shelves, Stress and Lessons
  • Green Spot: Emails and Climate Change
  • Pension Series – Part IV – A Modest Proposal
  • The Pension Series – Part III – Universal Solution
  • The Pension Series – Part II – Pension Collapse and Self Defense
  • The Pension Series – Part I – The Basics
  • Green Spot: What’s Lighting Up Your Tree?
  • Book Review: What Colour is Your Parachute for Retirement
  • Double Taboo: How Much Do You Spend on Sex?
  • Getting a Fit Body and Wallet
  • When You Are Not Thinking Straight
  • Winner and Wander Reading
  • Book Review: Enough Bull
  • Working for It – Update on the 2nd Job
  • Reasons I wanted a Tiny House
  • I’m Ashamed of Being Wealthy
  • Green Spot: Prepare For a Change
  • Three Years By the Numbers
  • Remember
  • My Jobless Spending Plan
  • Rules of Thumb That Will Kill Your Retirement Dreams
  • Green Spot: My Second ‘Car’ aka The Bus
  • Plan, What Plan?
  • From One End to the Other
  • My Simplified Retirement Plan
  • Do We Still Have a Housing Bubble?
  • Net Worth – Oct 2009
  • The Winner is…
  • Blogger Candidate #2 – Is Wal-Mart Good or Bad?
  • Blogger Candidate #1 – Life Without the Kids
  • My Bad Money Habits
  • Green Spot: Paperless
  • Blogger Wanted Update
  • The Season Of Not Buying
  • Happiness in Retirement
  • Stark Retirement Savings Stats
  • Green Spot: Justifying That Product
  • Do You Have a TFSA?
  • Change the World or Be Happy?
  • Book Review: Dead Aid
  • RRSP, the Mortgage and Tax
  • CRA Leaves the Dark Ages
  • Getting Ready for Cold Weather
  • Wanted: Blogger
  • How to Win an Election in Six Days
  • No Post Today
  • That Second or Even Third Job
  • Book Review: $20 Per Gallon
  • Toys and Other Things I Don’t Need, But Like
  • The Breathtakingly Stupid
  • Hosting Thanksgiving on the Cheap
  • Today isn’t Forever
  • Green Spot: Not Blindly Replacing Things
  • Other Crossover Points
  • Do You Worry About Money?
  • Survey’s and Potential Lies
  • How Those Baby Steps Add Up
  • Climate Change Bills Are Good?
  • Gut Feelings
  • Teaching Your Kids ‘No’
  • Green Spot: Double Book Review
  • Watch That Last Step
  • You Can’t Be Everything
  • Government Spending and You
  • Net Worth – Aug 2009
  • Why Do I Want Stupid Gadgets?
  • The Average Return Fallacy
  • The Test Year
  • I Spent More on Wine than Camping
  • Book Review: The Number
  • Distribution Cut for EIT.UN
  • Early Retirement Cover Stories
  • Getting Over Perfect
  • Home Reno Tax Credit Warning
  • Money Thoughts
  • Massive Changes to Retire Early
  • Book Review: Simple Prosperity
  • Thirty Bottles of Wine
  • Green Spot: Warming Up to Nuclear
  • You Must Be Rich Theory
  • Small Item Impluse Control
  • Why is a Recession Required?
  • The Library is EVIL
  • Microsaving – Where Do You Stop?
  • Savings and Debt Feedback
  • The Sabbatical
  • Green Spot: The Want Ages
  • Cigarettes, Drugs and Booze
  • The Semi-Retired Option
  • Ads Are Suppose to Make You Unhappy
  • Green Spot: Spin on Carbon
  • Stupid Mistakes That Cost Me Money
  • The Most Important Thing to Get to FI is…
  • What Do You Want?
  • Staycation
  • Green Spot: Going Organic
  • I’m Starting to Not Care About Early Retirement
  • Beer Day
  • The New Parent Sticker Shock
  • The Art of the Deal
  • Green Spot: Selling the Second Car
  • Should I Use an Annuity?
  • Happy Canada Day
  • Cheap Summer Travel
  • Pay off Debt or Invest: How do you Decide?
  • The Green Spot: Driving a Hybrid
  • Net Worth – June 2009
  • Pension Envy
  • The Demographic Crunch
  • Early Retirement with Kids
  • Book Review: Hot, Flat and Crowded
  • The Winner & Wander Reading
  • Killing Time or Living Life
  • How Not to Use the Air Conditioner
  • Crawling Out of Debt For Good
  • Green Spot: Getting off the Green ‘Party’
  • Vacation Notice & Give-a-Way
  • Helping Others
  • The Super Savings Fund
  • Why Your Budget Fails
  • Green Spot: Somethings Aren’t Fair
  • The Smith Maneuver – Part II
  • The Smith Maneuver – Part I
  • Book Review: 397 Ways to Save Money
  • The End of An Age
  • Green Spot: Bike Verus Car Wars
  • The New CPP: Can You Still Retire Early?
  • Killing the Mortgage
  • Investing by Your Bills
  • Overly Comfortable with Debt
  • Green Spot: Why Electric Cars?
  • Should Everyone Be an Entrepreneur
  • Book Review: Payback
  • The Mortgage Debate
  • Green Spot: Pricing Carbon
  • Low Income Isn’t Poor
  • Why is Saving Hard?
  • Wander Reading #19
  • Diminishing Returns
  • Blog Upgrade
  • Green Spot: Paying to Recycle
  • The Canada Pension Plan Mystery
  • Getting Happier When The World Sucks
  • That Other Income Earner
  • Risk, Reward and Sticking to the Plan
  • Green Spot: Goodbye Cheap Power
  • Net Worth – April 2009
  • Guest Post: Disability Insurance
  • Second Goal Down in 2009
  • You Are Dying, So Plan For It
  • The Green Spot: Is it a People Problem?
  • What to Do About an Aging Population
  • The Publishing Business #1
  • Wander Reading #18
  • Daddy’s Daycare
  • Green Spot: Why is Everyone So Calm?
  • Book Review: Findependence Day
  • Odd Things with Taxes
  • This Should Be a Link Post But…
  • What Do You Do?
  • The Green Spot: Where’s the Debate?
  • Book Review: The Richest Man in Babylon
  • Margin of Safety
  • Wander Reading #17
  • Mental Hurdles to Saving
  • No Post Today
  • Am I an Expert?
  • Little Savings Matter
  • Wander Reading #16
  • Why Add Another Dollar to the Pile?
  • Green Spot: Earth Hour – What’s the Point?
  • One Goal Down in 2009
  • Evolution
  • Wander Reading #15
  • Can I Still Retire?
  • Green Spot: The Farmer’s Market
  • Family Profile: The Baby and Early Retirement – Part II
  • Too Much to Do, Too Little Time to Do It
  • Wander Reading #14
  • Semi-Retired Scenario
  • Green Spot: The Death of the Plastic Bag?
  • Book Review: Stumbling on Happiness
  • Family Profile: The Baby and Early Retirement – Part I
  • Wander Reading #13
  • Selling Out Our Dreams
  • Green Spot: Screw Saving the Planet
  • What is Happiness?
  • Relative Money
  • Wander Reading #12
  • Too Much of Good Thing
  • Net Worth Post – Feb 2009
  • Book Review: Hot Air
  • A Confession on Investing
  • The Buy and Hold Forever Fallacy
  • The RRSP Push
  • Green Spot: A Clean Energy Dialogue
  • Book Review: Your Money or Your Life – Second Edition
  • I Couldn’t Spend $200 in Two Days
  • Is Inflation Really a Big Retirement Threat?
  • Family Day
  • Retirement Calculations – Part V
  • Retriement Calculations – Part IV
  • Retirement Calculations – Part III
  • Retirement Calculations – Part II
  • Retirement Calculations – Part I
  • Green Spot: Going Ungreen
  • My Way
  • Saving Paradox
  • 30-30-40 Budget Revised
  • Federal Budget Review 2009
  • Green Spot: How High Can You Go?
  • Book Review: The Artist’s Way
  • Asset Allocation
  • Retirement Rules Winner
  • The Shortest Raise Ever?
  • 5 Things to Prepare Now for a Year Long Economic Depression
  • Wander Reading#11
  • Green Spot: Pushing A Rope
  • Book Review: New Rules of Retirement
  • Investment Analysis Review on Coke
  • Inflation: Good for Government, but Bad for You
  • The Layoff Survival Guide
  • Green Spot: Vision and Dreams
  • Book Review: Crash Proof
  • Retirement Plan Modifications – Part III
  • Retirement Plan Modifications – Part II
  • Retirement Plan Modifications – Part I
  • Green Spot: Green Annuity
  • Book Review: Wise Investing Made Simple
  • Introduction to the Blog
  • Save the Diet Cost
  • Why Exactly Are We Doing This Again?
  • Green Spot: I Own What?!?
  • Net Worth Update – Dec 2008
  • It Was the Night Before the Market Recovery
  • Upcoming Vacation
  • Yes, I’m Addicted to My Car
  • Green Spot: CO2 Agreements
  • The Frugal Way
  • Low Interest and Cracks
  • The Late and Desperate Guide to the Holidays
  • 2009 Goals
  • Book Review: The Ecology of Commerce
  • Wander Reading #10
  • Getting a REALLY Low Power Bill
  • Pitfalls of Blogging
  • The Personal Finance Obsession Problem
  • Green Spot: Reinventing the World
  • Working Rant
  • The New Job
  • Treat Myself
  • Falling RRIF’s and Governments
  • Green Spot: Solar Powered
  • 2009 Goal Planning
  • Inflation’s Zig Zag
  • My Spending Weakness
  • Winners
  • Green Spot: Use it Till it Breaks
  • Interviews and Resumes
  • Wander Reading #9
  • Lessons I’m Learning from Stupid People
  • Keeping Debt Small
  • Green Spot: Growing Up
  • Two Years – Where Does the Time Go?
  • Cash Flow Crunch
  • Helping Others and Helping Yourself
  • Green Spot: Paid Parking
  • Jumping Ships
  • Jump, Jump
  • Reader’s Question #13 – Getting Rich on Dead People
  • How to Have a Frugal and Happy Christmas
  • Green Spot: The Evolution of Balance
  • Net Worth Update – Oct 2008
  • Finding Time
  • The Backward Portfolio
  • Best Laid Plans
  • 500th Post Winner
  • Green Spot: How to Waste Heat
  • Wander Reading #8
  • The Dreaded “R” Word
  • Ugh, Sick
  • Green Spot: The Low Carbon Lifestyle
  • 500th Post Contest
  • Eating for Pennies – Part V – Supper
  • Public & Private Selves and Retirement
  • The Green Spot: Any Way You Slice It
  • Book Review: Retire on Less Than You Think
  • Consumer or Citizen
  • Fear and Greed
  • Incoming Crazy Week
  • Green Spot: Ethics of Not Being Green
  • Soul Searching and Goals
  • Eating for Pennies – Part IV – My Last Bill
  • Now I Know Why I’m Feeling Bad
  • Out of Toner My Ass!
  • The Green Spot: Green Products
  • The Big Bailout
  • Eating for Pennies – Part III – Lunch
  • Reader’s Question #13, 14
  • Book Review: Frugal Luxuries
  • Green Spot: Voting Green?
  • Eating for Pennies – Part II – What I Ate
  • Out of Gas
  • Reality Doesn’t Equal the Plan
  • Getting Over Conventional
  • The Green Spot: Links Edition
  • Restless
  • The Drop of Doom…Again
  • Eating for Pennies – Part I- Breakfast
  • Insurance for Kids?
  • The Green Spot: Changing Habits
  • Frugal Vs Frugal
  • Investing in Yourself
  • Burnt & School Shopping
  • The Green Spot: Review
  • Net Worth Update – Aug 2008
  • Those Incrediable Edible Money Saving…
  • Pay As a Contribution to Society
  • Interview with Sydney from Retirement: A Full Time Job
  • The Green Spot: A Good Carbon Tax?!?!
  • The Sliding Scale
  • When Does Frugal Turn Cheap?
  • Keeping Cool for Pennies
  • Working to Kill Time
  • Reduce, Reuse, Recycle – It Just Isn’t About Being Green
  • Test and Feed Issues
  • When Not to Use a High Interest Savings Account
  • The Ultimate Cheap Eating Hack
  • Could My House Blow Up?
  • Back and Broke
  • Book Review: Heat, How to Stop the Planet from Burning
  • The Frugal Vacation
  • Reader’s Question #11
  • An Interview with Colleen
  • Holiday
  • Book Review: The 100 Mile Diet
  • Book Review: Get a Life: You Don’t Need a Million to Retire Well
  • Free, Free, Give Me Free Stuff
  • The Anti-Debt Culture
  • Guest Post: Six Common Financial Mistakes
  • Wander Reading #7: Shameless
  • Giving Up…Again
  • Why Government Bail Outs Don’t Work
  • Unreal Expectations
  • Upcoming Vacation
  • The Green Spot: How Bad Can It Be?
  • Personal Inflation
  • Watching a Car Crash
  • The Essential Emergancy Fund
  • Goodbye 40 Year Mortgages
  • The Green Spot: Ground Rules & What’s Wrong
  • How Low Can We Go?
  • Blog Direction
  • The Eco House Project
  • The Gloom and Peak Oil
  • Book Review: Greater Fool
  • Saving to Spend
  • Price of Gas and Public Transit
  • Net Worth Update – June 2008
  • Warning Changes in Progress
  • Boom, Boom, Bust
  • In Case You Were Doubting Index Funds
  • A Reply to Money and Family
  • Wish, Want and Other Temptations
  • Going Back
  • Thriving on $35,000/Year
  • So When Did I Become a Breeder?
  • Living with the Fates
  • Where has the Equity Gone?
  • One Week Left
  • The Six Word Memoir
  • Learning from the Past
  • Book Review: The New Retirement
  • Reader’s Question #10
  • So You Want to Retire Early?
  • The Second Opinion – Part II
  • Recyling a Deck
  • I Lied to the Government and They Are OK with it?!?!
  • Baby = Paperwork?
  • The Great Disconnect Between Time and Money
  • A Guide to Appealing Your Taxes – Part II
  • A Guide to Appealing Your Taxes – Part I
  • The Hidden Costs of Breast Feeding
  • That Frugal Look
  • Upgrade WordPress
  • Carnival of Personal Finance #154
  • Upcoming Carnvial of Personal Finance
  • Time: The Ultimate Luxury
  • Follow Up on the $0 Baby Room
  • My Frugal Garden
  • What to Do When You Made an Error on Your Taxes
  • These Are a Few of my Favorite Reads
  • Getting Beyond Fear
  • I Have No Concept of Time
  • Is This What Early Retirement is Like?
  • How I got $566 in Free Clothes
  • The Box Diagram
  • Work? I Don’t Need No Stinking Work!
  • Incoming
  • My Investment Performance
  • Net Worth Update – April 2008
  • Strange Thoughts
  • One Week to Go and the Result of the Plan
  • Book Review: Rags to Retirement
  • The Second Opinion – Part I
  • The Keys to Early Retirement
  • So What Do You Splurge Your Money On?
  • My Investing
  • Kill the Beast
  • Book Review: The Post Corporate World
  • The Story of Everything – Part IV
  • The Story of Everything – Part III
  • The Story of Everything – Part II
  • The Story of Everything – Part I
  • Goodbye Pennies?
  • Coping With an Early Retirement Obsession
  • Over Investing in Children
  • Joint Accounts
  • Cheap, Cheaper, Cheapest
  • Confessions of a Personal Finance Blogger – Part II
  • Food Inflation
  • Retirement and Risk
  • Snap
  • A Earth Evening in Review
  • How much do you need to Retire – Version 3 – Part V
  • How much do you need to Retire – Version 3 – Part IV
  • How much do you need to Retire – Version 3 – Part III
  • How much do you need to Retire – Version 3 – Part II
  • How much do you need to Retire – Version 3- Part I
  • Life Insurance – Revised
  • Early Retirement Extreme
  • Book Reivew: Living Well on a Shoestring
  • My Frugal Diet
  • What $227.22 Will Buy for Food
  • The Working Poor Summary
  • Being Working Poor – My Story
  • Book Review: Nickel and Dimed On (Not) Getting by in America
  • An Engineer’s View of Retirement
  • My Top Three Investment Mistakes
  • Interview with Trevor
  • Reader’s Question #9
  • Book Review: Rich Dad, Poor Dad
  • Intoducing Tools & Upcoming Posts
  • Net Worth Update – Feb 2008
  • Juggling the Mortgage, RRSP’s and TFSA’s
  • What the Hell is a TFSA?
  • Double, Double, Boil and Trouble
  • Book Review: The Simple Life
  • The Water War Goes Public
  • How Can A Person Be ‘Debt Free’ with a 300K Mortgage?
  • Social Acceptance Spending
  • The Costs of the Second Kid
  • Book Review: How to Survive Without a Salary
  • Get Love and Give Love
  • It Cost Me How Much for that Square Foot?
  • Alternative Power Generation – Part II
  • Five Ideas on Dealing with Fear of Retirement
  • Financial Independence One Bill At a Time
  • The New Mercenary
  • Behind the Blog
  • Wow, Another 26%
  • Breaking the Endless Upgrade Cycle
  • A Crazy Retirement Assumption
  • RRSP’s Winner
  • MoneySense is Making Sense
  • The Wonderful World of Cloth Diapers
  • When Does Quality of Life Matter More than Being Frugal?
  • I’m Weak I Tell You! Weak!
  • Book Review: RRSP’s
  • Alternative Power Generation 101 – Part I
  • A No Tax Retirement?
  • Put Chicken Little Back on the Shelf
  • Should you Retire If the Market is Dropping?
  • What Trip Wire? Or an Update on My Mortgage
  • What is Left Unsaid
  • RBC Action Direct Rant
  • Investing In a SideWays Market
  • What’s Next? The Quest for Balance
  • Update on Our Savings Goal for Maternity/Parental Leave
  • What People Really Need
  • Sick Leave: The Other Vacation Time?
  • The Crossroads
  • The Other Way to Retire
  • What’s Good About the GST Cut?
  • What’s the Point of Using Net Worth?
  • What to do with that Raise?
  • Net Worth Update – Dec 2007
  • Happy New Year
  • Sometimes I Think My Husband Is Totally Nuts (Or Maybe Not)
  • Interview with Trent from The Simple Dollar
  • Interview with Mike from Quest for Four Pillars
  • Interview with Mr. Cheap from Quest for Four Pillars
  • Christmas Bonus – Crossover Play
  • Interview with Financial Jungle
  • Just How Wrong is the CPI for Me?
  • Christmas Vacation Plan
  • The Double Bridge Investment Plan
  • The RRSP Portfolio War
  • The Dark Side
  • Next Round, Who’s In?
  • The Dangers of Comparsion
  • What to Do When Your Husband Announces to the World That He Wants to Retire at 45
  • Future or Today’s Dollars
  • The Basics of Free Heating
  • Passive Income – Progress Update
  • 2008 Goals
  • The New File System – Final Update
  • Revising the Retirement Plan
  • Well Isn’t That Just Stupid
  • Hot Chocolate Mix & Granola Bars
  • What I Really Want
  • Book Review: The Complete Tightwad Gazzette
  • My Money Mistake and How to Avoid it
  • A Review of My Holiday Spending
  • The New File System – Update #3
  • Why is the Stock Market Like a Yo-Yo?
  • Frugal Living By Reusing and Reducing
  • The Basic Accounts
  • Doing the “Impossible”
  • The New File System – Update #2
  • The Magnification of Savings
  • $50 Giftcard Winner
  • Should I Leverage Invest?
  • Winning Other People’s Prizes?
  • Book Review: Smart Couples Finish Rich
  • The New File System – Update #1
  • Happy 1st Birthday Canadian Dream!
  • Need to Go Super Frugal – Ideas?
  • Money and This Blog
  • Why Isn’t There Universal Personal Financial Education?
  • My Public Declaration
  • The Start of Personal Fianance Isn’t About Money
  • I Love my Federal Government
  • Net Worth – Oct 2007 Update
  • Your Health in Retirement
  • I’m Sick
  • Counting Down Two Weeks
  • Your Relationships in Retirement – Part III
  • You Just Have to Read This
  • Your Relationships in Retirement – Part II
  • Your Relationships in Retirement – Part I
  • How to Save 33% of Your Net Pay
  • Living Without Wants
  • The Pension Problem
  • My ‘Success’ Story
  • Selling Environmentalism
  • Blog Action Day is Coming Soon
  • Five Tips to Saving Money on Holiday Shopping
  • Career Limbo
  • Issues with Payday Loans
  • Your Current Income Has Nothing to Do With Your Retirement Income
  • The Top 5 Things Blogging has Taught Me about Personal Finance
  • Could I Retire Today?
  • What Makes a REALLY Good PF Blog?
  • The Unexpected Windfall
  • Dumb Luck Is Also Required
  • How to Host Thanksgiving on the Cheap
  • The $0 Baby Room Challenge
  • Maintaining Your Assets
  • The Water War – Part III
  • The Long Road Ahead
  • The Other Supports
  • Charity
  • Pay! What do you mean pay?
  • The News and The Plan
  • Musing on Life, the Universe and Everything
  • Saving Money on Your Heating
  • No Post Today
  • The Winner is… and Site Updates
  • The Cut Off
  • Book Review: The Lazy Investor
  • Interview with Derek Foster
  • The Costs of a Pet
  • Am I Saving Too Much?
  • Analysis of your Spending
  • You Are Poor From a Lack of Planning
  • Net Worth – August 2007 Update
  • Reader’s Question #8
  • The Harvest
  • The Mask
  • Blogroll Contest
  • Saving Money on Home Repairs
  • Why Do I Want to Retire Early
  • Can I Kill My Bank Now?
  • Have We Hit Bottom Yet?
  • Update Now in Progress
  • Riding the Drop of Doom
  • Confessions of a Personal Finance Blogger
  • Houston, We Have a Problem
  • Domain Jumps
  • How to Kill A Mortgage
  • The Retirement Experiment
  • How Much House is Enough?
  • Switching High Interest Savings Accounts?
  • Site Redesign Questions
  • The Water War – Part II
  • A Personal Story of the Market Correction
  • The Dangers of More
  • Reader Question #7
  • Wander Reading #6
  • Reader’s Question #6 – Part II
  • Finanical Implications of Global Warming
  • So You Want to Do Your Own Investing?
  • Reader Question #6
  • Living Car Free?
  • Saving Money on Cooling
  • The CPP/EI Max Out Raise
  • Back to the Grind
  • Cutting Out Clutter
  • Taking a Long Vacation
  • When Avoiding Risk is Too Much
  • I’m BACK
  • How to Feed a Family on $300/month
  • Interveiw with The Money Diva
  • Reader’s Story: "What Do You Really Want?"
  • Interview with JD Roth of Get Rich Slowly
  • Million Dollar Journey is Taking Over the Blog World!
  • Net Worth – June Update
  • Upcoming Vacation and Idea
  • Communication Before Retirement
  • How I Bought a New Laptop for $140
  • Living in a Hot Housing Market
  • Wander Reading #5
  • Ok I’m Ready to Retire, Now What?
  • Extented Leave from Family
  • Over Insurance on Record Keeping
  • Retirement Studies Are Smoke and Mirrors
  • Wander Reading #4
  • How Not to Go Broke After Having Children
  • The Sky is What?
  • The Enemy Within
  • Book Review: The Four Hour Workweek
  • Work to Live, Not Live to Work
  • Book Review: Juggling Dynamite
  • The Dividend Retirement Myth
  • Update
  • Getting Things Done
  • Wandering Reading #3
  • Emotional Retirement
  • The Water War – Part I
  • The Early Retirement Portfolio
  • 70 Is The New 50
  • Wander Reading #2
  • Juggling Priorities
  • Planning Plan B
  • Long Weekend Plans
  • Wandering Reading #1
  • Living Below Your Means (LBYM)
  • Composting – Is it worth it?
  • Passive Income
  • Procrastination Pays?
  • New Schedule
  • Blogging Burnout
  • Top 5 Reasons Personal Finance Blogs Are Better Than The Media
  • Analyzing my Current Asset Allocation
  • Don’t Retire Early?
  • Saving Money and the Environment
  • How I Feel About Money
  • Overextending Yourself and Facing Reality
  • Net Worth – April 2007
  • The Carbon Age
  • Taxes Done and Waiting
  • Canadian Content in an RRSP
  • Reader’s Question #5
  • Buying/Selling a House
  • Best of Section
  • How Much Do You Need to Retire – Part V
  • How Much Do You Need to Retire – Part IV
  • How Much Do You Need to Retire – Part III
  • How Much Do You Need to Retire – Part II
  • How Much Do You Need to Retire? – Part I
  • Canadian Blog Tour
  • Part Time Work in Retirement
  • Top 10 Signs Your Retirement Plan Is Not Going to Work
  • Wills
  • A Short Vacation
  • Comments on this Blog
  • 100th Post Contest Winner and Lock In RRSP
  • Mortgage vs Investing Debate…Again
  • Ten Intermediate Goals to Retirement
  • Ads On This Blog
  • Tracking Every Penny – Part III
  • 100th Post
  • Tracking Every Penny – Part II
  • Tracking Every Penny – Part I
  • Investment/Savings Styles by Income Level
  • Trying Domain Change Again
  • Book Review: Stop Working
  • Hot Economy + More Money = Trouble?
  • Pension Splitting: How it changes your retirement plan
  • Things You Didn’t Know about the Canadian Fedral Budget 2007
  • This Blog is Worth…
  • Changing Domains
  • Ethics and Investing or How I Make Money and Sleep at Night
  • Reader’s Question #4
  • Retire Happy – Part III
  • Retire Happy – Part II
  • Retire Happy – Part I
  • Early Retirement and the Cash Flow
  • My Tax Refund is WHAT?!?
  • Guest Post by Margot Bai
  • Reader’s Question #3
  • When does a Bull become a Bear
  • Book Review: Spend Smarter Save Bigger
  • When the Market Falls Go Shopping
  • Saving Money – Part IV
  • Net Worth Update
  • Keeping Up with Jones
  • Book Review: How I Stopped Worrying About Retirement
  • House Costs Over 40 Years
  • Damn $@%$*! Furnace
  • Parents Influence Over Their Kid’s Money
  • Reader’s Question #2
  • Book Review: Smoke and Mirrors
  • The Spectre of Inflation – Part II
  • The Spectre of Inflation – Part I
  • Reader’s Question #1
  • Book Review: The Naked Investor
  • Should I Go to Work When I’m Sick
  • How to Blog as a Business
  • Sometimes You Have to Suck It Up and Take The Hit
  • Tax Time in Canada
  • Now You’re in Trouble
  • Book Review: Your Money or Your Life
  • Saving Money – Part III
  • Saving Money – Part II
  • Saving Money – Part I
  • RRSP or Mortgage: Moneysense Reviewed
  • Your Personal Time Value of Money
  • FAQ
  • Interview with Larry MacDonald
  • Interview with Canadian Financial Stuff
  • Interview with Million Dollar Journey
  • Interview with the Canadian Capitalist
  • Thank You & Update
  • Late Retirement
  • Financially Independent
  • Investing in the Home over an RRSP
  • Tagged – Five Things You Didn’t Know About Me
  • New Housing Increases
  • Blogger Interviews Project
  • Do you withdrawl your RRSP’s early?
  • Retirement Savings Burnout
  • TSX Sinking Like a Stone & Rebalancing Your Index Funds
  • Suggested Blog Reading – Part I
  • Working in Retirement
  • Retirement Trip Wire aka: The Mortgage
  • Year End Check Up: Net Worth Update
  • Goals for 2007
  • Book Review: How to Retire Happy, Wild and Free
  • Holiday Posting & Book Review: The Millionaire Next Door
  • Taxation Rates In/Out of RRSP
  • Pitfalls of Early Retirement
  • Loaning Money to Friends
  • Maxing the RRSP’s or Investing outside the RRSP
  • Breaking 13K
  • Letting Go of Control of Your Money
  • My Worst Investing Mistakes
  • Retirement Links & Info
  • How to Buy Big Ticket Items
  • Looking for Links
  • Book Review : Stop Working – Start Living
  • The Emergency Fund Myth
  • Retirement Calculations – Assumptions
  • Paying for the Kid’s Education (RESP)
  • Defining Retirement
  • Stay Home with the Kid or Work…Or Do Both?
  • The Emotional Part of Paying Off Debt
  • About Me
  • Changes to the Banks
  • Retirement Calculations – Part III
  • Federal Economic Update
  • Retirement Calculations – Part II
  • Retirement Calculations – Part I
  • Tax Changes for the Better in SK
  • Retirement Myths
  • Holiday Spending
  • The Art of Being Broke
  • Know Thy Self and Index Investing
  • 30-30-40 Budgeting
  • Up To The Start Line
  • In The Beginning