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Wednesday, November 26, 2014

It Doesn’t Take Much (Hopefully)

Posted by Dave on November 4, 2014

One of the things that I’m concerned about when it comes to both retirement, and in general getting older is my health. To a certain extent, most health issues that could happen are pretty random. I’m able to reduce the probability of having some of the issues that come with aging by eating right and staying active, but realistically there is always a chance that I could drop dead at 41 from an unseen heart attack.

Rather than be over-concerned with my own mortality, I’m working on the basis that I will stay reasonably healthy with no debilitating illnesses into the foreseeable future. From my perspective, this seems to be the only way to live. If I thought I had say 10 years left, I might as well diet on all of the foods that I try to avoid and spend all of my evenings on the couch, instead of going to the gym 3 or 4 days per week and eating mostly boring foods all of the time.

One idea I read this week from Mark’s Daily Apple *was to include one mile of running into your day.  1 mile is 4 times around a regulation track, which is a good chunk of running, but not enough to really kill you if you’re totally out of shape.  This distance is not really enough to cause significant joint damage, while at the same time giving a pretty good cardiovascular workout.  From my viewpoint as a fairly lazy person, this is the exact type of workout that I can get into as a “better than nothing” activity.  You can get the whole thing done in somewhere between 8 and 15 minutes.  If you add in a few minutes for recovery, you can be back to your “regularly scheduled life” pretty quickly.

I’m sure everyone is like me, concerned with losing mobility as they age. I have family members who have health issues in their 60s who are no longer able to do the things they want to do. I would prefer to do as much as I can to prevent this, deterioration – leading up to the later stages of my life. Whether or not it will be effective is yet to be seen. Eating a reasonable diet, exercising consistently, and trying to keep as healthy as I possibly can.

The whole idea of being able to retire early is to be able to enjoy as much free time as possible. A lot of the stuff for now is physical in nature (golf, walking, and making myself tired in the gym). I’m hoping I’ll be able to do similar stuff until I drop, and I’ll try my best to stay that way, 1 mile at a time.

* – I would recommend Mark’s Daily Apple to anyone interested in their health.  Although the site at times gets a little on the “preachy” side towards the “Primal” (Paleo) lifestyle, it does have a lot of interesting ideas, recipes and stories that has held my interest for the past few years.

 

 

Work Options After Financial Independence

Posted by Dave on July 16, 2013

I read an interesting post on one of the many blogs I follow and would highly recommend for people who enjoy free-thinking, no BS opinions on anything from politics to diet and exercise. The blog post focuses on the writer’s current state of boredom and how he would like to work in a specific industry. The writer has been out of the workforce, working as an entrepreneur in the finance industry for the last decade or so, and would have difficulty with the common method of entering the workforce – especially when he did not want to engage in entry level work.

His method of attempting to get work was to send a letter to the company he wished to work for, explaining previous applicable experience and offering to work (on a trial basis) for 60-90 days in the position he feels he would fit best in.

While I enjoy the inventiveness of the method, I’m not sure how many employers would take the writer up on his offer. Most Human Resource departments which I have dealt with personally, or acquaintances have interacted with wouldn’t really accept this kind of arrangement, although these are generally for relatively large firms and entrenched with fixed hiring policies.

I found the message of the blog post interesting as someone who is interested in Early Retirement, as at some point after retiring, I might get bored or interested in a field of work that would make me want to rejoin the workforce.

Working on a trial basis would resolve a couple of issues that come up with jobs:

Does the job that I end up doing match what was actually advertised? I’ve had several positions that sounded really good on paper, but turn out to be completely different.

Do I really like to do the work? Even if the job matches what was advertised and the duties are the same as what was discussed during the interview, I may have second thoughts about it or decide it isn’t for me.

If I had attained financial independence, I would be able to afford to take the job for interest sake and try it out before I committed to a longer term contract. Ideally, this option would be available at all jobs. I think employees would be happier, because they have chosen the job they’re doing long-term and employers would be happy because there is a fixed “trial period” that is agreed on.

Realistically, in a wider scale, this kind of relationship would probably be exploited by employers, who would just turn employees over to get cheap labour. If done professionally and transparently though this kind of agreement would be ideal.

I don’t think I would have any interest in returning to the workforce once I leave, but making this kind of deal with an employer might be a good way to get a foot in the door with a “stale” resume.

Would you work for free if it was a job you thought you really wanted (and you could afford to)?

Not Much to See Here

Posted by Tim Stobbs on November 23, 2012

Sorry for not having a bit more of a substantial post for you today.  I’m redoing my retirement calculation series of posts for next week and got sucked into writing that, so today’s post is really just a few links of  stuff I liked reading in the last while.

Career and Passion are not linked.  So to the “do what you love” crowd this post was a blow, but very good reading.  I suggest watching the video if you have the time.

I loved this post by Kerry as it proves eating health doesn’t have to be expensive.

Meanwhile MMM mentioned he is off to Hawaii for the winter.  I suspect this should triggers some people’s entitlement reflex on “where are our regular posts?”  Keep in mind he actually is retired…he likes to write, but doesn’t need to.

I love this kind of post where retirees share their lives after they leave work and their thoughts on the everyday. Thanks Syd.

If you have a link to something you enjoyed reading please share it in the comments.  Just try to keep it to one link if you add too many you might get sucked into the spam folder.