Posted by Tim Stobbs on February 27, 2015
Unemployment – Welcome to the Wasteland (Year 2 AD – After Degree)
Overall in my life I don’t actually regret much. I’m fairly happy with where I am and what I’m doing but I have to look back at this particular period of my life as a bit of an exception. After all, I was free from my soul eating employer wasn’t I? No work to go to, lots of time to relax and kick back and guess what…I blew it.
What the F*&%$?!?!? You say. Yes, I blew it. I didn’t sleep in everyday, I didn’t read lots of books or catch up on watching movies…instead like a trained slave that was used to the beatings, when the master wasn’t there I flogged myself instead. My two major mistakes were:
- I worried the entire time I was unemployed about money.
- I treated my job search as a job.
The first one was somewhat defensible. I didn’t have a whole lot of savings at that point in my life and I owned a LOT of money between my wife and I. After all we had just under $60,000 in debt from university and I signed a $18,000 car lease which was also draining us monthly. So in fact, if I didn’t get a job when my Unemployment Insurance checks finally stopped coming in I would rapidly go from treading water to screwed in a matter of weeks. Yes my wife had a job, but given our expenses and limited savings we didn’t have a big cushion (and I wanted to avoid tapping our limited RRSP savings).
Aside: Also when looking back at these months I realized something….this was the genesis moment of my dreams of early retirement even before I found out about the concept. How? I realize now I never wanted to be in the situation of worry about money like that ever again. So later on in life when I did come across the idea of early retirement, it was extremely appealing to me.
Yet I do think I worried about this way more than I needed to, which lead me to my second mistake.
I had previously read some well meaning advice on job hunting that you should treat your job search as a job, which being young I assumed meant work on it for like 6 to 8 hours a day. So I got up each week day and pretend I had a job of finding a job. So I gave myself a few coffee breaks and a lunch hour but overall spent most of my days looking at job ads and writing up job applications, cover letters and redoing my resume.
Yes, I can see you shaking your head at the stupidity of it because frankly looking back I agree. I didn’t know that spending more time at something doesn’t always increase the productivity of the activity. In fact, I could have likely done just as an effective job search in perhaps 2 to 3 hours a day, but I manged to drag out the misery out to six or eight hours a day. See what I mean by flogging myself.
Then of course because of my worry about running out of money I would feel guilty when I did stop looking early any given day and it would just fall into a negative feedback loop. I won’t do fun things because of fear of running out of money, feel worse, still not have a job, feel even more guilty and clamp down even harder on our spending. Fairly sick eh?
Of course I as didn’t realize that engineer jobs looking for 2 to 3 years experience was particularly an endangered species, and I felt I was under qualified for the jobs that were looking for 5 to 7 years experience. Also keep in mind that after my last job, I was being a hell of lot more picky about getting a new job. I wanted to avoid oil and gas, which when you live in Alberta cuts out a LOT of jobs. So this likely went on much longer than it had to. In the end, what broke me out of this cycle was I decided to widen my job search to pick up just about any decent paying job (ie: higher pay than minimum wage) and I applied for a Customer Service Desk job at a chemical distribution company.
I still actually recall the exact moment I decided I wanted to work at that company. It happened just before the interview before I knew what the job involved, what it paid or even what the hell was a chemical distribution company. While I was waiting for the interview of the reception area I watched the staff come up the receptionist and chat with her. They joked, told stories and smiled a lot more than my previous workplace. It actually gave me a powerful sense of deja vu to how my immediate family treated each other.
So after two rounds of interviews I was thrilled to be offer a job and finally move out of my self imposed wasteland.
- Working longer on something doesn’t make it better.
- Worrying about things you can’t control is rather pointless.
- Fear of running out of money can be a powerful fear.
- Learn to have some fun once in a while regardless of your financial situation. You don’t have to break the bank having a good time.
- Progress was non-existent at this point in life. If anything we went backwards for a few months.
Posted by Tim Stobbs on February 25, 2015
Over the holidays I have a well meaning gift to my wife and I of a Kurig coffee machine. It’s just one brand of several types out that that use disposal coffee pods and at first I’m completely admit my first thought was: what the hell am I going to do with this?
You see I already know from using K-cups at work that the little pods are not cheap like around $0.75 to $0.80 per pod. So when you have already been drinking dripped brewed coffee for years why the hell would I want to spend a small fortune buying little expensive coffee pods?
Yet cost isn’t everything in life so when my wife suggested we give it a try before making up our minds I thought: oh why not? If it is bad, we just get rid of it.
Anyways, during our initial use of the machine I had to admit it was handy to have around when you just want a single cup of coffee. My wife particularly liked it after lunch since she usually just heated up the old coffee that was made that morning…which is you ever microwave old coffee you know that isn’t that good. For her she was getting a much better cup of coffee after lunch and since she only drank that one cup it didn’t make sense to make a second pot of coffee.
Yet the cost of those K-cups was driving me nuts…there had to be a better way. So I turn to good old Google for a solution and come across reusable K-cup pods (which apparently won’t work with the new 2.0 machines unless you hack them…just Google it). I’m like, oh ya! More less waste and you can use your own ground coffee in them so you can even have the same old coffee that I’m used to in my morning pot of coffee.
Except it appears some of them by design are a bit of pain to use as you have to replace one section of the machine to use them, which seems sort of pointless to me. Anyway after digging around in Amazon’s website I come across one that looks just like a regular K-cup. No parts to change out, just put your coffee in close the lid and brew. Also you can get two of these little reusable K-cup in a package for around $15. So I decide to give it a try and order them.
Well when I get them I had a look at them and it seemed fairly easy to use them. We played with the amount of coffee you need to add to get a damn close copy to the taste of my morning drip pot of coffee. Yet after that is is all good. The reuseable is easy to use and saves you a small fortune in buying all disposal K-cups. The only real downside the reuseable K-cup is you end up using a bit more coffee per cup than you would with a traditional drip brewer. So there is a bit of an increased cost to using them, but it isn’t huge by any means perhaps 1/2 tsp extra per cup, but this mainly because we like our coffee strong. I don’t have exact values, but I would approximate our savings as 60% less than a regular K-cup.
In our case this is saved by making a smaller pot first thing in the morning, so overall it likely not much more coffee usage in the house by having the machine in the house. I estimate the reuseable K-cups are about 20% more expensive than our usual drip pots of coffee.
Then my wife has a brain wave which I love…why not just buy flavour coffee in disposal K-cups. After all you never really want more than a cup of flavour coffee at a time (ok, at least we do). Also to limit our spending on this we choose to only buy the disposal K-cups with our spending cash. It should be a treat, not a everyday thing.
So all in all, I have to say I’m surprised to be agreeing to keeping the machine in the house. I noticed in the instructions that it can go from stone cold water to ready in just four minutes. So rather than keeping it on and plugin all the time I put it on a power bar and shut it down when we aren’t using it. That helps keep the power bills down from just leaving it plugin all the time.
In the end, it is possible to have one of these machines in your house and not spend a small fortune on K-cups. Just buy one of the reusable K-cup and take the extra 15 seconds to fill it up and empty after you are done. Does anyone else use these machines regularly? Any other tips to share? I’m still mostly new to this.
Posted by Tim Stobbs on February 20, 2015
Welcome to the Oil Patch – Part 2 (Year 2 AD – After Degree)
So in the the spring of 2002 I left my hellhole of a job and moved to the building next door which housed the training division. I have previously spent a lot of time here getting my initial training and generally liked the majority of the staff.
I was so happy to be out of my old job I didn’t particularly care that the new one was largely editing old Word document and updating screen shots for training manuals. I had just regular day time hours now and I got to see my wife more than just three days a month.
It literally took months for the horror of the previous job to bleed away. It’s almost interesting to me how much pain I was in because I didn’t fully process how utter crappy my previously job had been until I managed to leave it behind. I mean I actually saw colours again in the world around me, I could smile again and I actually had some interest in reading and otherwise the fun stuff of life. And this is despite the fact I was making WAY less money now.
So I happily edited, wrote and merged files all day long without much care that the work I was doing was going to eventually run out. Yes, this job had a shelf life. You see in my nativity of youth I didn’t even consider why I got the job in the first place. After all I was like three seconds away from quitting the company entirely. From the companies point of view this work out just perfect. Before the burnt out employee who happens to know the new computer system leaves out the gate to never come back you give him a transfer to another division and suck out all his knowledge and record it onto the new manuals and then you get rid of him.
Actually my boss at this point in time was a nice guy. I enjoyed chatting with him and I learned a fair bit about training people and writing manuals during this time frame. He even introduced me to one of my future hobbies of wine making. He had used to do it and sold me his old equipment for a fraction of the price of retail. I literally got everything I needed to start for around $100 when the corker itself was worth more than that used.
But being a nice guy doesn’t mean I could stay forever. I was blissfully ignorant of the fact they brought in a new guy and I started teaching him some of my job duties that it won’t end well for me. I had been looking for a new job anyway, but I still caught off guard after six months when I was told I was being let go. Ah ignorance, it’s dulls the pain of waiting for the axe to fall. They had the decency to at least term it a layoff so I could collect Unemployment Insurance while I continue to look for a new job.
Next up I was tossed into being unemployed.
- It’s ok to have a rebound job. Something to fill in the gaps while you look for something better in life. After all you still have rent and food to buy.
- You can learn something useful at just about any job.
- In hindsight I figured out the warning signs of losing your job: you finish your tasks and aren’t assigned more, you started to train someone else on your work, and people start to avoid you like you have a disease (they can sense the pain coming and don’t want to be near you when the axe falls).
- Minimal at best. After being put on just my base salary with no bonus for doing a specific job my amount of take home pay dropped dramatically. Then with our regular bills and payments there wasn’t much to save.