Posted by Tim Stobbs on November 1, 2013
I was at the dentist the other day with my 8 year old son and I came back to get the summary of what needed to be done on his teeth from the dentist. While I was walking in I heard “Oh, that shouldn’t be there!” Which is when I learned my son didn’t lose one of his front baby teeth, the other teeth grew around it and by a second x-ray they determined that the root was firmly attached and it would need to be extracted.
At this point I’m thinking “Oh great…now I have to check my dental coverage at work.” Yet it gets better, because of the extra tooth my son will also need braces to fix his front teeth. To which my wife replied “You can’t quit until that is fixed.” Of course I had some vague awareness the braces where not cheap, but I still didn’t have any clue what the cost was. So a quick Google search and the costs can be anywhere between $5000 to $9000…or more, but it depends on what needs to be done. We are now awaiting an estimate on how much to fix our son’s teeth.
Of course I understand for the average person an extra $10,000 expense would be a fairly big bomb shell, but lucky for me I’m not average. In fact, I’m wondering if I can get a discount if I pay off the entire thing in one payment. Then it hits me…I love my life. Here is something that would freak most people out and I’m only wondering about how to manage it in our cash flow for a couple of months at most. To say I’m grateful for this is a vast understatement.
So perhaps that is the secret to a happy life…don’t sweat when things go wrong, but rather feel grateful you are in a place to deal with the problem. While early retirement isn’t everyone’s goal in life, freedom from financial worries should be a goal. After all a good night sleep some days can be priceless.
So what was the last big thing that went wrong in your life? How did you deal with it?