This is a guest post by Dave, who is also looking to retire no later than 45, but unlike Tim has no kids and doesn’t want any. Dave is from Ontario and is working towards his CGA certification.
A few weeks ago, my work announced that they had rented new space to seat our newly expanded workforce. This sounded like a good idea, until I found out that it would impact me – my office would be moving across the city. I had previously chosen the location of my house based on where my place of work was – I can walk there in under an hour, or ride my bicycle there in about 20 minutes. Additionally, there is a gym directly across the road that I can go to at lunch, as well as many places I can walk to when I don’t feel like throwing weights around during my break.
The new office was not convenient to commute to (further away) and in an industrial area that doesn’t even have sidewalks around it, and was basically not where I wanted to work.
Rather than moving somewhere that I didn’t want to work, I applied for and got a new job, which I started this morning (I really didn’t want to move my place of work). From a personal finance perspective, the move doesn’t really impact me at all – it was an internal job with no change in salary.
Having a solid personal finance plan, especially by limiting my expenses allows for a certain amount of freedom that I would not have if I was swimming in debt, or “had” to work to support my wife’s and my lifestyle. There is a certain level of comfort, knowing that if I felt I needed to I could have quit outright (perhaps a little extreme) and looked for something that I was interested in or in a better location in the city.
At the end of the day I realize that I have to work for at least another decade or so full-time at my current salary. In doing this, I will try to ensure that the 8 hours a day I am at work are as pleasant and rewarding as possible. If I don’t like my boss, or the work I am doing isn’t interesting I have the flexibility that I can do something else completely. How many people do you know that dread Mondays, or hate their job, but feel trapped and overwhelmed by bills? I do not want to be one of these people.
I always get a little grumpy at people who complain continuously about their job or the work they’re doing. I can understand it in the short-term, because nothing is going to be perfect all the time, but to continuously be a disgruntled employee….maybe you’re in the wrong place of work?
Would you change jobs if you’re current position moved? Are you thinking about changing careers because you’re not happy doing what you’re doing right now?