Posted by Canadian Dream on October 22, 2010
Do you live near Toronto or will you be there for Oct 27? If so, this contest is for you. If not, don’t worry I will have another contest shortly.
I just had it confirmed that I got a donation of two pairs of tickets to an upcoming Power Within event in Toronto, courtesy of ING Direct Canada. Thanks ING!
Each single ticket has is worth $189, so each prize package is worth about $378.
Prize Description: Complimentary tickets to attend the conversation with Peter Aceto and Richard Branson live at the Westin Harbour Castle in Toronto. Hosted by the Power Within, the two most dynamic CEOs in North America will speak together on Leadership and brand building for ING DIRECT Canada and Virgin Group.
Here are the details of the event:
Where: Westin Harbour Castle, 1 Harbour Square, Toronto
When: October 27, 2010 from 1:00pm – 2:30pm
Follow Peter Aceto on Twitter @CEO_INGDIRECT
Follow ING DIRECT Canada on Twitter @SuperStarSaver
The official hashtag for the event will be #AcetoBranson.
Contest Rules:
- There will be two winners selected, each will receive one pair of tickets to the event. So you and a friend can attend.
- To win eave a comment for one entry. Limit one entry per person.
- You MUST include your contact email in the appropriate box in the comment form.
- The event is in Toronto – you are responsible for your own transportation, this contest is for the tickets only.
- Giveaway contest closes on Saturday at midnight (October 23rd, 2010). Winners will be contact via email on Sunday Oct 24 and must provide me your name that day (I have to have your name and email into ING to claim your tickets on Oct 25).
Best of luck to everyone and I wish I could attend myself. Have a good weekend.
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Posted by Canadian Dream on October 21, 2010
One thousand of anything is a lot. One thousand dollars is a significant amount of money while one thousand books is a fairly good home library. Well today is a little post about the fact this blog just passed its 1000th post this week.
In some regards I have trouble realizing that I’ve been writing on this blog that long, but then again this blog’s fourth birthday is coming up in just a few weeks (don’t worry there will be a birthday giveaway, I’m just trying to nail down one of the prizes). Yet the math makes sense that I’ve been posting five days a week for most of those years (52 weeks x 5 days x 4 years = 1040).
I would like to take the time to thank the other writers on this blog, Robert and Dave, for contributing to the blog. Without their help I’m not sure I would still be here today typing away at more posts. I also want to thank you the readers for making this amazing experience. I have laughed, got mad, been happy for and argued with you and your comments. Without that I don’t think I would still be doing this, so thank you for your support.
Thanks again everyone,
Tim
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Posted by Canadian Dream on October 20, 2010
On a basic level personal finance should be an easy subject to learn. After all the math required only includes a working knowledge of percentages, compound interest, addition, subtraction, multiplication and division. By the end of elementary school you had all the skills you needed to do it and the concepts are very easy to learn like spend less than you earn. Yet despite that fact, lots of intelligent people have problems with their money. So what’s wrong with us?
Well the fact is despite our best intentions you are likely a little like me and have those moments where you are lazy, selfish, impulsive, stubborn, willfully ignorant…take your pick of your most unflattering moments. We keep telling ourselves that things would work if only we were better people. It’s time to face the truth we are never going to be better all the time. Everyone has their off days, so rather than planning around you suddenly getting a halo, perhaps the solution is for you to plan for those unpleasant moments as well.
How? You make the good things you want done as painless as possible for yourself. Set up automatic bank transfers to your savings account and RRSP for the day you get paid. Or sign up for a slightly higher mortgage payment to help get that mortgage paid off faster.
Then on the reverse side you make the things you know are bad more difficult to do. This is where you really start planning for your own particular weakness areas. In my case, it means using spending cash rather than a debit card or credit card for those day to day little expenses. Why? Because I’m lazy. I hate tracking little expenses so by using cash I don’t have to. I would much rather just use cash for lunches out, the occasional coffee at Timmy’s or a DVD that just came out. So when the cash is gone I know that I’m done my budget.
Another example is a friend of mine recently got an ebook reader, but specifically got one without a Wi-Fi connection. Why? She admitted she had poor impulse control around buying books and being able to buy them just about anywhere was too much temptation.
So rather than hoping we would suddenly become better people we faced the truth and planned for what we actually are: lazy and impulsive. It’s ok to admit we all have our bad moments. Actually if you want to really take control of your financial life you need to admit to yourself what you bad moments are and start working around them. It’s certainly easier to do than trying to wear a halo that just doesn’t fit you.
