Posted by Tim Stobbs on May 13, 2010
Have you ever noticed that some people attribute a lot of their lives to either good luck or bad luck or both? In some cases, I think this is true, while other times it’s more about having a good plan. Well the other day I was struck by two rounds of luck: one bad and the other good.
The bad luck started less than a kilometer from home. I heard a snap in the car and then the battery light came on and then shortly afterward the car started to overheat. Of course this was quickly followed by check engine light. Our plans to visit my mother for supper on Mother’s Day were suddenly canceled. I did manage to get the car home and then the following day my wife arranged a tow truck and called the shop to get the car fixed. The initial estimate was the shop would not have time to look at it until Friday so I would be carless for a week. They did mention if they had time they would look at it sooner. What a great way to start my Monday morning.
Then the good luck came later that day. My wife called just before I left work, saying “Guess what?” I decided to play along “Ok, what?” Then she replied “The car is fixed, if you can get there before 5:30pm you can pick it up today. ” All I managed to get out was “WHAT?!?!” So I took off and went to pick up the car. The problem had been the serpentine belt snapping and once that was replaced they looked for secondary damage and didn’t find any. They did warn that there might be some damage that they can’t see, so watch to see if we start burning oil in the car. Total cost including the tow job: $250.
I typically don’t consider myself that lucky (after all I NEVER win on gambling), but that day I was definitely thinking I was VERY lucky. Given we were heading out on the highway when the car broke-down, the fact the damage had occurred in the city right near our house had been good luck. The quick fix had been good luck (the guy at the shop even pointed out not to expect this all the time). Then it occurred to me that I haven’t had a major problem with my car for nine years, which is partly due to good maintenance, but maybe I was just lucky after all.
So how about you? Are you lucky or unlucky? Or does it matter because you have a plan and an emergency fund?