Comments on: Rules of Thumb That Will Kill Your Retirement Dreams http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/ Wed, 08 Feb 2012 17:31:40 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Saving a Dollar » Blog Archive » Currency Conversion, Wills and Deals – Nov 15, 2009: Million Dollar Journey http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-38476 Saving a Dollar » Blog Archive » Currency Conversion, Wills and Deals – Nov 15, 2009: Million Dollar Journey Sun, 10 Jan 2010 18:45:52 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-38476 [...] Rules of Thumb That Will Kill Your Retirement Dreams @ Canadian Dream [...] [...] Rules of Thumb That Will Kill Your Retirement Dreams @ Canadian Dream [...]

]]> By: Canadian Dream http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35648 Canadian Dream Mon, 16 Nov 2009 12:14:03 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35648 Actually one of the better histories of the 4% rule is found here (http://www.retireearlyhomepage.com/safewith.html). It was originally proposed in 1973, but confirmed again in 1995. Tim Actually one of the better histories of the 4% rule is found here (http://www.retireearlyhomepage.com/safewith.html). It was originally proposed in 1973, but confirmed again in 1995.

Tim

]]> By: Investing 101 http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35627 Investing 101 Mon, 16 Nov 2009 05:21:33 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35627 I'm curious as to where exactly that 4% figure was pulled from. I would personally feel uncomfortable at anything more than 3%. In any case, as you said in your post, this is a highly personal matter. Only you know what will work best for your particular situation I’m curious as to where exactly that 4% figure was pulled from. I would personally feel uncomfortable at anything more than 3%. In any case, as you said in your post, this is a highly personal matter. Only you know what will work best for your particular situation

]]> By: Bernie http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35595 Bernie Sun, 15 Nov 2009 18:02:59 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35595 Good posting! I believe you can throw out the 4% (or any percentage) rule if you have been following a dividend growth philosophy and only withdraw your dividend income at retirement. Your income, which will equate to yield on cost, should be significantly higher than 4%. You need not worry about running out of money with this strategy as your stocks should increase in value over time and your income will increase with inflation due to dividend increases. Good posting! I believe you can throw out the 4% (or any percentage) rule if you have been following a dividend growth philosophy and only withdraw your dividend income at retirement. Your income, which will equate to yield on cost, should be significantly higher than 4%. You need not worry about running out of money with this strategy as your stocks should increase in value over time and your income will increase with inflation due to dividend increases.

]]> By: Currency Conversion, Wills and Deals – Nov 15, 2009 | Million Dollar Journey http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35575 Currency Conversion, Wills and Deals – Nov 15, 2009 | Million Dollar Journey Sun, 15 Nov 2009 10:31:45 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35575 [...] Rules of Thumb That Will Kill Your Retirement Dreams @ Canadian Dream [...] [...] Rules of Thumb That Will Kill Your Retirement Dreams @ Canadian Dream [...]

]]> By: The Rat http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35318 The Rat Mon, 09 Nov 2009 22:18:31 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35318 I'm just loving rule of thumb #4. Great post. I’m just loving rule of thumb #4. Great post.

]]> By: Canadian Money http://blog.canadian-dream-free-at-45.com/2009/11/09/rules-of-thumb-that-will-kill-your-retirement-dreams/comment-page-1/#comment-35313 Canadian Money Mon, 09 Nov 2009 18:34:41 +0000 http://blog.canadian-dream-free-at-45.com/?p=1107#comment-35313 "First off your required income in retirement...is related to your spending prior to retirement." Right on the money! “First off your required income in retirement…is related to your spending prior to retirement.”

Right on the money!

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