Comments on: Other Crossover Points http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/ Wed, 08 Feb 2012 17:31:40 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Canadian Dream: Free at 45 » Blog Archives » Crossing Over http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-41876 Canadian Dream: Free at 45 » Blog Archives » Crossing Over Wed, 31 Mar 2010 12:18:09 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-41876 [...] cross over isn’t nearly exciting of a cross over as being financially independent, but it is exciting to [...] [...] cross over isn’t nearly exciting of a cross over as being financially independent, but it is exciting to [...]

]]> By: Canadian Dream: Free at 45 » Blog Archives » Am I EVER Going to Retire?!? http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-41651 Canadian Dream: Free at 45 » Blog Archives » Am I EVER Going to Retire?!? Wed, 24 Mar 2010 12:41:21 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-41651 [...] up.  Then I’ll be checking the numbers at the end of this month to see if I hit one of my sub cross over points. In reality I’m not impatient at my long term goal but rather impatient on my sub goal [...] [...] up.  Then I’ll be checking the numbers at the end of this month to see if I hit one of my sub cross over points. In reality I’m not impatient at my long term goal but rather impatient on my sub goal [...]

]]> By: High Risk TFSA, Financial Rules of Thumb and More | Million Dollar Journey http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-33316 High Risk TFSA, Financial Rules of Thumb and More | Million Dollar Journey Sat, 26 Sep 2009 15:33:02 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-33316 [...] Canadian Dream writes about other cross over points. [...] [...] Canadian Dream writes about other cross over points. [...]

]]> By: Pam http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-33279 Pam Fri, 25 Sep 2009 21:44:04 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-33279 Next summer I will be free from my mortgage (divorce, he's keeping the house) and car loan, so my investments will definitely be bigger than my debt :-) I also expect that I'll be able to pay down my debt very quickly without the mortgage & car payments. I'm looking forward to next year's debt-free and positive-net-worth life! Of course it's not very exciting, once my debt is gone I plan to increase my RRSP contributions (I want to retire early). Next summer I will be free from my mortgage (divorce, he’s keeping the house) and car loan, so my investments will definitely be bigger than my debt :-) I also expect that I’ll be able to pay down my debt very quickly without the mortgage & car payments. I’m looking forward to next year’s debt-free and positive-net-worth life!

Of course it’s not very exciting, once my debt is gone I plan to increase my RRSP contributions (I want to retire early).

]]> By: Ben http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-33217 Ben Thu, 24 Sep 2009 11:37:45 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-33217 I like the one about investments bigger than debt. I was actually thinking about this one last night! I like the one about investments bigger than debt. I was actually thinking about this one last night!

]]> By: Pete http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-32938 Pete Fri, 18 Sep 2009 17:28:39 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-32938 Stock dividends make up 80% of my passive income. More for motivation, I have two gray areas of passive income: cost avoidance and more active (some say "bored") income. The first is getting my gym membership discount by going to it 12 times per month, biking to work, packing a lunch, etc. And for the second: in California we can collect refunds on returning soda/beer cans and bottles. Work doesn't mind if I pull soda cans out of the recycling containers. I just have to shed my ego as I know production employees are making fun of me, a "high-paying" engineer. I also try to pick up change biking to work (amazing amounts near intersections), together they sum to 20 to 30 USD per month. But, both activities are already along my commuting path. Eventually, I envision either an apartment complex or small business, both for passive income and for fun. Stock dividends make up 80% of my passive income. More for motivation, I have two gray areas of passive income: cost avoidance and more active (some say “bored”) income.

The first is getting my gym membership discount by going to it 12 times per month, biking to work, packing a lunch, etc.

And for the second: in California we can collect refunds on returning soda/beer cans and bottles. Work doesn’t mind if I pull soda cans out of the recycling containers. I just have to shed my ego as I know production employees are making fun of me, a “high-paying” engineer. I also try to pick up change biking to work (amazing amounts near intersections), together they sum to 20 to 30 USD per month. But, both activities are already along my commuting path.

Eventually, I envision either an apartment complex or small business, both for passive income and for fun.

]]> By: Adam http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-32906 Adam Thu, 17 Sep 2009 18:18:18 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-32906 Pete, What are some of your vehicles for passive income? Adam Pete,

What are some of your vehicles for passive income?

Adam

]]> By: Pete http://blog.canadian-dream-free-at-45.com/2009/09/17/other-crossover-points/comment-page-1/#comment-32900 Pete Thu, 17 Sep 2009 14:58:53 +0000 http://blog.canadian-dream-free-at-45.com/?p=965#comment-32900 I focus and track passive income. That makes crossover points like food budgets, entertainment budgets, transportation budgets, and rent payments obvious goals for me to get to. I focus and track passive income. That makes crossover points like food budgets, entertainment budgets, transportation budgets, and rent payments obvious goals for me to get to.

]]>