Comments on: Why Your Budget Fails http://blog.canadian-dream-free-at-45.com/2009/06/08/why-your-budget-fails/ Wed, 08 Feb 2012 17:31:40 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Veckans Artiklar V33-09 « FuckPeace.Net http://blog.canadian-dream-free-at-45.com/2009/06/08/why-your-budget-fails/comment-page-1/#comment-31948 Veckans Artiklar V33-09 « FuckPeace.Net Sat, 29 Aug 2009 01:41:50 +0000 http://blog.canadian-dream-free-at-45.com/?p=754#comment-31948 [...] om ekonomi och personlig utveckling* Varför en del misslyckas med att skapa realistiskt budget – Why Your Budget Fails – Canadian dream free at 45 – Svensk Version!* Kassaflöde, kassaflöde och återigen [...] [...] om ekonomi och personlig utveckling* Varför en del misslyckas med att skapa realistiskt budget – Why Your Budget Fails – Canadian dream free at 45 – Svensk Version!* Kassaflöde, kassaflöde och återigen [...]

]]> By: Canadian Dream http://blog.canadian-dream-free-at-45.com/2009/06/08/why-your-budget-fails/comment-page-1/#comment-27437 Canadian Dream Tue, 09 Jun 2009 12:30:33 +0000 http://blog.canadian-dream-free-at-45.com/?p=754#comment-27437 CM, That is actually what I use a budget for: tracking the cash flow. Thanks for the story. Tim CM,

That is actually what I use a budget for: tracking the cash flow. Thanks for the story.

Tim

]]> By: Canadian Money http://blog.canadian-dream-free-at-45.com/2009/06/08/why-your-budget-fails/comment-page-1/#comment-27410 Canadian Money Mon, 08 Jun 2009 16:33:31 +0000 http://blog.canadian-dream-free-at-45.com/?p=754#comment-27410 We successfully lived below our means for many years, and still do in retirement, not by having a budget but by simply keeping track of our cashflow. Each month we add up our spending and record it for each of our categories. We take turns adding up the receipts each month and I periodically add the totals to a our spending Excel Spreadsheet. For infrequent or unusual spending amounts I add comments to the spreadsheet for that month. Ex...$1,000 for car insurance. An old management saying goes something like...'what gets measured gets done'. In our case this seems to be true. We are always, aware of whether we are spending more or less than normal in any given time period. CM We successfully lived below our means for many years, and still do in retirement, not by having a budget but by simply keeping track of our cashflow. Each month we add up our spending and record it for each of our categories. We take turns adding up the receipts each month and I periodically add the totals to a our spending Excel Spreadsheet. For infrequent or unusual spending amounts I add comments to the spreadsheet for that month. Ex…$1,000 for car insurance.

An old management saying goes something like…’what gets measured gets done’. In our case this seems to be true. We are always, aware of whether we are spending more or less than normal in any given time period.

CM

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