Comments on: Asset Allocation http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/ Tue, 07 Feb 2012 18:14:07 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Weekly Dividend Investing Roundup - January 31, 2009 | The Dividend Guy Blog http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19368 Weekly Dividend Investing Roundup - January 31, 2009 | The Dividend Guy Blog Sat, 31 Jan 2009 11:02:41 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19368 [...] Canadian’s asset allocation [...] [...] Canadian’s asset allocation [...]

]]> By: Don http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19277 Don Wed, 28 Jan 2009 17:49:25 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19277 I kind of like pictures so I wouldn't mind seeing you graph. You're probably having the same problem that I'm having with the WP's flash uploader. The newest version of flash doesn't like it so I think they disabled it. You'll have to switch over the the browser uploader to get it to work. I kind of like pictures so I wouldn’t mind seeing you graph.

You’re probably having the same problem that I’m having with the WP’s flash uploader. The newest version of flash doesn’t like it so I think they disabled it. You’ll have to switch over the the browser uploader to get it to work.

]]> By: Phil http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19275 Phil Wed, 28 Jan 2009 17:20:12 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19275 I should clarify my GIC strategy: I have been buying a series of GICs dated between 1 and 5 years, with an average yield of just under 4.4%. In spite of the lower interest rate environment, I'm quite impressed that these GICs have held up so well. I should clarify my GIC strategy: I have been buying a series of GICs dated between 1 and 5 years, with an average yield of just under 4.4%. In spite of the lower interest rate environment, I’m quite impressed that these GICs have held up so well.

]]> By: wc http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19273 wc Wed, 28 Jan 2009 16:55:58 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19273 I usually look at my asset allocation a few times per year. I don't always adjust after looking at it, but I like pretty graphs... mmm pie:P I perform some tactical asset allocation. That is, I don't stay strictly to a pre-defined asset allocation. For example, with The Fed at 0.25 and BoC at 1 I don't think that I'd throw any extra $ at fixed income, yields could go down further. Of course that is no longer a truly 'passive' approach. I usually look at my asset allocation a few times per year. I don’t always adjust after looking at it, but I like pretty graphs… mmm pie:P

I perform some tactical asset allocation. That is, I don’t stay strictly to a pre-defined asset allocation. For example, with The Fed at 0.25 and BoC at 1 I don’t think that I’d throw any extra $ at fixed income, yields could go down further.

Of course that is no longer a truly ‘passive’ approach.

]]> By: Phil http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19270 Phil Wed, 28 Jan 2009 16:10:47 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19270 During the tech crash I learned that standard asset allocation models with varying percentages depending on one's risk tolerance and stage in life have one fundamental flaw: they ignore the bigger picture of market cycles. While it's easier to spot these cycles after the fact, it's not impossible to establish an objective bull/bear measurement. I turned bearish (technically speaking, that is, and looking at the S&P. I don't have a similar grip on the TSE) in December 2007 and have been investing in GIC's since then. When the markets turn bullish again, I will reallocate into equities. I have no idea when that will be - could be later this year or in several years. During the tech crash I learned that standard asset allocation models with varying percentages depending on one’s risk tolerance and stage in life have one fundamental flaw: they ignore the bigger picture of market cycles. While it’s easier to spot these cycles after the fact, it’s not impossible to establish an objective bull/bear measurement.

I turned bearish (technically speaking, that is, and looking at the S&P. I don’t have a similar grip on the TSE) in December 2007 and have been investing in GIC’s since then. When the markets turn bullish again, I will reallocate into equities. I have no idea when that will be – could be later this year or in several years.

]]> By: MoneyGrubbingLawyer http://blog.canadian-dream-free-at-45.com/2009/01/28/asset-allocation/comment-page-1/#comment-19268 MoneyGrubbingLawyer Wed, 28 Jan 2009 15:13:39 +0000 http://blog.canadian-dream-free-at-45.com/?p=616#comment-19268 I generally like to rebalance twice a year, but I'll also pay attention to allocation when adding new money. Or sometimes I'll go nuts with an Excel spreadsheet and keep tabs on it daily, but that's usually when I'm bored... I generally like to rebalance twice a year, but I’ll also pay attention to allocation when adding new money. Or sometimes I’ll go nuts with an Excel spreadsheet and keep tabs on it daily, but that’s usually when I’m bored…

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