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	<title>Comments on: How much do you need to Retire &#8211; Version 3- Part I</title>
	<atom:link href="http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/</link>
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		<title>By: Canadian Dream</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-45256</link>
		<dc:creator>Canadian Dream</dc:creator>
		<pubDate>Sun, 25 Jul 2010 19:12:43 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-45256</guid>
		<description>Ajay,

Yes, but it depends on your spending habits while you were working.  For example, if you have a paid for house that could save up to 25%, then deduct kid/work expenses 10% and then reduction in CPP &amp; EI contributions and tax at a lower rate for another 15%.  

Best of luck,
Tim</description>
		<content:encoded><![CDATA[<p>Ajay,</p>
<p>Yes, but it depends on your spending habits while you were working.  For example, if you have a paid for house that could save up to 25%, then deduct kid/work expenses 10% and then reduction in CPP &amp; EI contributions and tax at a lower rate for another 15%.  </p>
<p>Best of luck,<br />
Tim</p>
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		<title>By: AJAY</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-45197</link>
		<dc:creator>AJAY</dc:creator>
		<pubDate>Wed, 21 Jul 2010 22:52:15 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-45197</guid>
		<description>CAN SOMEONE GENERALLY LIVE ONE HALF OF A SALARY IN RETIREMENT?.</description>
		<content:encoded><![CDATA[<p>CAN SOMEONE GENERALLY LIVE ONE HALF OF A SALARY IN RETIREMENT?.</p>
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		<title>By: Financial Samurai</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-33603</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Mon, 05 Oct 2009 03:34:06 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-33603</guid>
		<description>Good thoughts on calculating retirement!  I like how you think.

I just plan for $3 million, and a 4% yield to replicate a $100-$140,000 income depending on what interest rates will be like then.

I live off that amount now but work.  But, I figure by then, I won&#039;t have as many expenses i.e. mortgage, so it&#039;ll really be enough!</description>
		<content:encoded><![CDATA[<p>Good thoughts on calculating retirement!  I like how you think.</p>
<p>I just plan for $3 million, and a 4% yield to replicate a $100-$140,000 income depending on what interest rates will be like then.</p>
<p>I live off that amount now but work.  But, I figure by then, I won&#8217;t have as many expenses i.e. mortgage, so it&#8217;ll really be enough!</p>
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		<title>By: The Second Opinion - Part I</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-5008</link>
		<dc:creator>The Second Opinion - Part I</dc:creator>
		<pubDate>Fri, 25 Apr 2008 13:11:49 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-5008</guid>
		<description>[...] the process yet, but we are winding down. What we did was basically input my plan I outlined in my How Much Do I Need to Retire series in his software and gave it a run, plus I also gave Preet a few of my backup plans to model [...]</description>
		<content:encoded><![CDATA[<p>[...] the process yet, but we are winding down. What we did was basically input my plan I outlined in my How Much Do I Need to Retire series in his software and gave it a run, plus I also gave Preet a few of my backup plans to model [...]</p>
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		<title>By: michelle</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4960</link>
		<dc:creator>michelle</dc:creator>
		<pubDate>Wed, 23 Apr 2008 20:36:36 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4960</guid>
		<description>Thank you, I enjoyed the read.</description>
		<content:encoded><![CDATA[<p>Thank you, I enjoyed the read.</p>
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		<title>By: Money Writers and Weekend Reading &#124; Million Dollar Journey</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4655</link>
		<dc:creator>Money Writers and Weekend Reading &#124; Million Dollar Journey</dc:creator>
		<pubDate>Sat, 05 Apr 2008 09:31:39 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4655</guid>
		<description>[...] Canadian Dream has a HUGE series on how much do you need to retire. [...]</description>
		<content:encoded><![CDATA[<p>[...] Canadian Dream has a HUGE series on how much do you need to retire. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: How much do you need to Retire - Version 3 - Part V</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4479</link>
		<dc:creator>How much do you need to Retire - Version 3 - Part V</dc:creator>
		<pubDate>Fri, 28 Mar 2008 13:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4479</guid>
		<description>[...] Part I - Finding out your spending in retirement Part II - Government Benefits Part III - Company Pensions Part IV - Retirement and Taxable Accounts [...]</description>
		<content:encoded><![CDATA[<p>[...] Part I &#8211; Finding out your spending in retirement Part II &#8211; Government Benefits Part III &#8211; Company Pensions Part IV &#8211; Retirement and Taxable Accounts [...]</p>
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	<item>
		<title>By: How much do you need to Retire - Version 3 - Part IV</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4465</link>
		<dc:creator>How much do you need to Retire - Version 3 - Part IV</dc:creator>
		<pubDate>Thu, 27 Mar 2008 12:59:17 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4465</guid>
		<description>[...] far this week we have looked at your yearly spending in retirement (Part I), government programs (Part II) and company pension plans (Part III). Today we are going to look at [...]</description>
		<content:encoded><![CDATA[<p>[...] far this week we have looked at your yearly spending in retirement (Part I), government programs (Part II) and company pension plans (Part III). Today we are going to look at [...]</p>
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		<title>By: How much do you need to Retire - Version 3 - Part III</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4451</link>
		<dc:creator>How much do you need to Retire - Version 3 - Part III</dc:creator>
		<pubDate>Wed, 26 Mar 2008 12:47:12 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4451</guid>
		<description>[...] to Part III where we are going to look at pension plans. For your reference in Part I we calculated your yearly spending in retirement, while in Part II we covered government [...]</description>
		<content:encoded><![CDATA[<p>[...] to Part III where we are going to look at pension plans. For your reference in Part I we calculated your yearly spending in retirement, while in Part II we covered government [...]</p>
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		<title>By: Patrick</title>
		<link>http://blog.canadian-dream-free-at-45.com/2008/03/24/how-much-do-you-need-to-retire-version-3-part-i/comment-page-1/#comment-4450</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Wed, 26 Mar 2008 12:44:53 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=357#comment-4450</guid>
		<description>Ah yes, of course. It&#039;s very clear to me now. Thanks for the info!</description>
		<content:encoded><![CDATA[<p>Ah yes, of course. It&#8217;s very clear to me now. Thanks for the info!</p>
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