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	<title>Comments on: A Review of My Holiday Spending</title>
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	<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/</link>
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		<title>By: &#187; Reader’s Question #9 Finance Guide</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-4251</link>
		<dc:creator>&#187; Reader’s Question #9 Finance Guide</dc:creator>
		<pubDate>Mon, 17 Mar 2008 09:12:01 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-4251</guid>
		<description>[...] A Review of My Holiday Spending by Canadian Dream on November 27th, 2007I had a question from a reader, Jordan, about how I handle my holiday spending. [...]</description>
		<content:encoded><![CDATA[<p>[...] A Review of My Holiday Spending by Canadian Dream on November 27th, 2007I had a question from a reader, Jordan, about how I handle my holiday spending. [...]</p>
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	<item>
		<title>By: Brew99</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1898</link>
		<dc:creator>Brew99</dc:creator>
		<pubDate>Wed, 28 Nov 2007 23:17:33 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1898</guid>
		<description>That is almost exactly what my wife and I do.   A portion of our previous 12 months savings are used forthe Christmas gifts.   Each Jan. we will sit down and add any new people, or remove some of the older ones, and adjust the dollar value for each.   We usually find we need about $1400 for the year, and it sure is nice to not have to worry about were the money is coming from at Christmas time.

Oh by the way, my wife has already finished the Christmas shopping!!!!  I know it is sick!!!

Bruce</description>
		<content:encoded><![CDATA[<p>That is almost exactly what my wife and I do.   A portion of our previous 12 months savings are used forthe Christmas gifts.   Each Jan. we will sit down and add any new people, or remove some of the older ones, and adjust the dollar value for each.   We usually find we need about $1400 for the year, and it sure is nice to not have to worry about were the money is coming from at Christmas time.</p>
<p>Oh by the way, my wife has already finished the Christmas shopping!!!!  I know it is sick!!!</p>
<p>Bruce</p>
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		<title>By: Nancy Zimmerman: a canadian money coach (not a financial planner! I do the day to day stuff) &#187; Blog Archive &#187; Canadian Tour of Personal Finance Blogs</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1882</link>
		<dc:creator>Nancy Zimmerman: a canadian money coach (not a financial planner! I do the day to day stuff) &#187; Blog Archive &#187; Canadian Tour of Personal Finance Blogs</dc:creator>
		<pubDate>Wed, 28 Nov 2007 07:13:06 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1882</guid>
		<description>[...] Dream opens his wallet and tells us how much he spends, on whom, at [...]</description>
		<content:encoded><![CDATA[<p>[...] Dream opens his wallet and tells us how much he spends, on whom, at [...]</p>
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		<title>By: Canadian Dream</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1877</link>
		<dc:creator>Canadian Dream</dc:creator>
		<pubDate>Wed, 28 Nov 2007 03:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1877</guid>
		<description>Jenn,

Sure I can do that.  I&#039;ll do a recipe post this weekend with the hot chocolate mix and granola bars.

Jordan,

I&#039;m fine with used items myself.  Let&#039;s face it five seconds after my kid gets a toy it looks used anyway.

As for spending on my own family I should explain a bit.  In my family, the main gift usually isn&#039;t all that big.  I end up spending way more on the stocking.  So our stockings usually have one DVD, a book,  some sweets and boat load of little things we need/want.  I usually get socks because I never seem to get around to buying myself any.  So the limits are much higher.  My wife usually spends around $150 on me, and I do the same for her.  The kid gets around $100, but that always includes a fair amount of clothes.  So about a quarter of our total budget is spent on us.

As to your worry about the grandparents spoiling the kids.  I don&#039;t worry about it myself at all.  After all that&#039;s what grandparents do.  I never feel a second of guilt over it.  After all I&#039;m not in a competition with them over spoiling the kids.  Good thing too otherwise I would lose every year in a heart beat.  You should see some of the gifts my kid has gotten.

Monty,

Thanks for putting the tour together again.

Tim</description>
		<content:encoded><![CDATA[<p>Jenn,</p>
<p>Sure I can do that.  I&#8217;ll do a recipe post this weekend with the hot chocolate mix and granola bars.</p>
<p>Jordan,</p>
<p>I&#8217;m fine with used items myself.  Let&#8217;s face it five seconds after my kid gets a toy it looks used anyway.</p>
<p>As for spending on my own family I should explain a bit.  In my family, the main gift usually isn&#8217;t all that big.  I end up spending way more on the stocking.  So our stockings usually have one DVD, a book,  some sweets and boat load of little things we need/want.  I usually get socks because I never seem to get around to buying myself any.  So the limits are much higher.  My wife usually spends around $150 on me, and I do the same for her.  The kid gets around $100, but that always includes a fair amount of clothes.  So about a quarter of our total budget is spent on us.</p>
<p>As to your worry about the grandparents spoiling the kids.  I don&#8217;t worry about it myself at all.  After all that&#8217;s what grandparents do.  I never feel a second of guilt over it.  After all I&#8217;m not in a competition with them over spoiling the kids.  Good thing too otherwise I would lose every year in a heart beat.  You should see some of the gifts my kid has gotten.</p>
<p>Monty,</p>
<p>Thanks for putting the tour together again.</p>
<p>Tim</p>
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		<title>By: Monty Loree</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1875</link>
		<dc:creator>Monty Loree</dc:creator>
		<pubDate>Wed, 28 Nov 2007 02:18:06 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1875</guid>
		<description>Hey Canadian Dream,
Thanks for this post and for participating in the Canadian Tour of Personal Finance blogs!!

I like your approach here where you&#039;re allocating your money well in advance of the holiday season.  That has to add to your peace of mind as you go shopping, knowing exactly what you&#039;re going to spend.!

Good post and ... Thanks again!!</description>
		<content:encoded><![CDATA[<p>Hey Canadian Dream,<br />
Thanks for this post and for participating in the Canadian Tour of Personal Finance blogs!!</p>
<p>I like your approach here where you&#8217;re allocating your money well in advance of the holiday season.  That has to add to your peace of mind as you go shopping, knowing exactly what you&#8217;re going to spend.!</p>
<p>Good post and &#8230; Thanks again!!</p>
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		<title>By: Jordan</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1871</link>
		<dc:creator>Jordan</dc:creator>
		<pubDate>Wed, 28 Nov 2007 00:50:12 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1871</guid>
		<description>Hey CD, one thing missing is how much do you spend on your own kids, just $20? What about for you wife and her for you, only $50?

I know my kid&#039;s are going to get spoiled by their grandparents at Christmas but it still makes me feel cheap if I don&#039;t spoil them to. Do other people feel this way too? What do you do?</description>
		<content:encoded><![CDATA[<p>Hey CD, one thing missing is how much do you spend on your own kids, just $20? What about for you wife and her for you, only $50?</p>
<p>I know my kid&#8217;s are going to get spoiled by their grandparents at Christmas but it still makes me feel cheap if I don&#8217;t spoil them to. Do other people feel this way too? What do you do?</p>
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	<item>
		<title>By: Jordan</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1864</link>
		<dc:creator>Jordan</dc:creator>
		<pubDate>Tue, 27 Nov 2007 20:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1864</guid>
		<description>Thanks for the post CD!

I&#039;m curious, what do people think about buying used items as presents for their kid&#039;s? We buy all the children&#039;s book from Amazon marketplace, which is usually less then half and in pretty good condition. But what about actual used toys from like eBay, Craigslist or the Salvation Army? Our kid&#039;s old toys are never really worn out before they out grow them, there must be similar stuff for sale?

Hey maybe you could do a recipe post, I also want to hear more about the homemade granola bars.

Thanks again!</description>
		<content:encoded><![CDATA[<p>Thanks for the post CD!</p>
<p>I&#8217;m curious, what do people think about buying used items as presents for their kid&#8217;s? We buy all the children&#8217;s book from Amazon marketplace, which is usually less then half and in pretty good condition. But what about actual used toys from like eBay, Craigslist or the Salvation Army? Our kid&#8217;s old toys are never really worn out before they out grow them, there must be similar stuff for sale?</p>
<p>Hey maybe you could do a recipe post, I also want to hear more about the homemade granola bars.</p>
<p>Thanks again!</p>
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		<title>By: Jenn</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1852</link>
		<dc:creator>Jenn</dc:creator>
		<pubDate>Tue, 27 Nov 2007 14:24:18 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1852</guid>
		<description>Will you share your Hot chocolate mix recipe?  

I think the gift basket idea is a great one....Thanks</description>
		<content:encoded><![CDATA[<p>Will you share your Hot chocolate mix recipe?  </p>
<p>I think the gift basket idea is a great one&#8230;.Thanks</p>
]]></content:encoded>
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		<title>By: telly</title>
		<link>http://blog.canadian-dream-free-at-45.com/2007/11/27/a-review-of-my-holiday-spending/comment-page-1/#comment-1851</link>
		<dc:creator>telly</dc:creator>
		<pubDate>Tue, 27 Nov 2007 14:16:25 +0000</pubDate>
		<guid isPermaLink="false">http://blog.canadian-dream-free-at-45.com/?p=285#comment-1851</guid>
		<description>Wow....you have got your sh*t together!  

We seem to fly by the seat of our pants and buy everything the week before Christmas. :(  Maybe this year I&#039;ll try your approach.</description>
		<content:encoded><![CDATA[<p>Wow&#8230;.you have got your sh*t together!  </p>
<p>We seem to fly by the seat of our pants and buy everything the week before Christmas. <img src='http://blog.canadian-dream-free-at-45.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />   Maybe this year I&#8217;ll try your approach.</p>
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